/* ============================================================
   Trust India Finserv — Brand Color Layout & UI Enhancement
   Colors: White (#FFFFFF), Navy Blue (#002A66), Dark Blue (#001F4D), Metallic Gold (#D99A00)
============================================================ */

/* ══════════════════════════════════════════════════════════════
   GLOBAL BRAND STYLING
══════════════════════════════════════════════════════════════ */

:root {
    --white:        #FFFFFF;
    --navy:         #002A66;
    --navy-deep:    #00173D;
    --navy-light:   #0A3C8A;
    --dark-blue:    #001F4D;
    --gold:         #D4AF37;
    --gold-light:   #F3C043;
    --gold-dark:    #B8860B;
    --gold-shine:   #FDE08B;
    --gold-gradient: linear-gradient(135deg, #B8860B 0%, #D4AF37 45%, #F3C043 85%, #E5A922 100%);
    --navy-gradient: linear-gradient(135deg, #00173D 0%, #002A66 55%, #0A3A7D 100%);
    --gray-50:      #F8FAFC;
    --gray-100:     #F1F5F9;
    --gray-200:     #E2E8F0;
    --gray-400:     #94A3B8;
    --gray-600:     #475569;
    --text-body:    #2D3561;
    --font-main:    'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
    --font-head:    'Poppins', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
}

body {
    background-color: var(--white);
    color: var(--text-body);
    font-family: var(--font-main);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    text-rendering: optimizeLegibility;
}

/* ── Lenis Smooth Scroll Integration ─────────────────────── */
html.lenis, html.lenis body {
    height: auto;
}
.lenis.lenis-smooth {
    scroll-behavior: auto !important;
}
.lenis.lenis-smooth [data-lenis-prevent] {
    overscroll-behavior: contain;
}
.lenis.lenis-stopped {
    overflow: hidden;
}
.lenis.lenis-scrolling iframe {
    pointer-events: none;
}

/* GPU Hardware Acceleration for smooth scrolling & transitions */
.hero-slider-box,
.quick-card,
.loan-card,
.stat-item,
.btn,
.navbar,
#site-header,
.testimonial-card,
.ticker-track {
    will-change: transform;
    backface-visibility: hidden;
    -webkit-backface-visibility: hidden;
}

/* Ensure ALL components are 100% visible by default (No GSAP hidden traps) */
.fade-in-up,
.process-step,
.testimonial-card,
.hex-item,
.quick-card,
.loan-card,
.bank-card,
.stat-item,
.stat-number,
.stat-label,
.stat-icon-wrap,
.stat-body,
.stats-bar {
    opacity: 1 !important;
    visibility: visible !important;
}

/* Custom Scrollbar */
::-webkit-scrollbar { width: 8px; }
::-webkit-scrollbar-track { background: #f1f5fb; }
::-webkit-scrollbar-thumb { background: linear-gradient(to bottom, var(--navy), var(--gold)); border-radius: 4px; }

/* Selection */
::selection { background: var(--gold); color: #fff; }

/* ══════════════════════════════════════════════════════════════
   SERVICE HERO — Dark Split Section (Left Content / Right Image)
   Colors: #002A66 Navy | #001F4D Dark Blue | #D99A00 Gold
══════════════════════════════════════════════════════════════ */
.service-hero {
    background: linear-gradient(135deg, #001228 0%, #001F4D 45%, #002A66 100%);
    position: relative;
    overflow: hidden;
    padding: 72px 0;
}
.service-hero::before {
    content: '';
    position: absolute;
    top: -120px; right: -120px;
    width: 420px; height: 420px;
    background: radial-gradient(circle, rgba(217,154,0,0.14) 0%, transparent 70%);
    pointer-events: none;
}
.service-hero::after {
    content: '';
    position: absolute;
    bottom: -80px; left: -80px;
    width: 300px; height: 300px;
    background: radial-gradient(circle, rgba(0,42,102,0.6) 0%, transparent 70%);
    pointer-events: none;
}
.service-hero-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 52px;
    align-items: center;
    position: relative;
    z-index: 2;
}
.service-hero-text { text-align: left; }
.service-hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    background: rgba(217,154,0,0.15);
    border: 1px solid rgba(217,154,0,0.4);
    color: #D99A00;
    font-size: 0.72rem;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 1px;
    padding: 5px 16px;
    border-radius: 9999px;
    margin-bottom: 22px;
}
.service-hero-title {
    font-family: var(--font-head);
    font-size: clamp(2rem, 3.8vw, 3rem);
    font-weight: 800;
    color: #FFFFFF;
    line-height: 1.18;
    margin: 0 0 18px;
    letter-spacing: -0.5px;
}
.service-hero-title .accent { color: #D99A00; }
.service-hero-desc {
    font-size: 1.02rem;
    color: rgba(255,255,255,0.72);
    line-height: 1.75;
    margin-bottom: 32px;
    max-width: 520px;
}
.service-hero-stats {
    display: flex;
    gap: 28px;
    margin-bottom: 34px;
    flex-wrap: wrap;
}
.sh-stat { display: flex; flex-direction: column; gap: 3px; }
.sh-stat-val {
    font-size: 1.45rem;
    font-weight: 800;
    color: #D99A00;
    font-family: var(--font-head);
    line-height: 1;
}
.sh-stat-lbl {
    font-size: 0.72rem;
    color: rgba(255,255,255,0.55);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.6px;
}
.service-hero-actions { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; }
.sh-btn-primary {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    background: linear-gradient(135deg, #B8860B 0%, #D4AF37 45%, #F3C043 85%, #E5A922 100%);
    color: #001F4D;
    font-size: 0.95rem;
    font-weight: 800;
    padding: 14px 28px;
    border-radius: 12px;
    text-decoration: none;
    border: none;
    cursor: pointer;
    transition: all 0.35s cubic-bezier(0.34, 1.56, 0.64, 1);
    box-shadow: 0 4px 18px rgba(217,154,0,0.35);
}
.sh-btn-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 28px rgba(217,154,0,0.5);
    color: #001F4D;
    text-decoration: none;
}
.sh-btn-secondary {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    background: rgba(255,255,255,0.08);
    color: #FFFFFF;
    font-size: 0.95rem;
    font-weight: 700;
    padding: 13px 26px;
    border-radius: 12px;
    text-decoration: none;
    border: 1px solid rgba(255,255,255,0.2);
    cursor: pointer;
    transition: all 0.3s ease;
    backdrop-filter: blur(6px);
    -webkit-backdrop-filter: blur(6px);
}
.sh-btn-secondary:hover {
    background: rgba(255,255,255,0.14);
    border-color: rgba(255,255,255,0.35);
    transform: translateY(-2px);
    color: #FFFFFF;
    text-decoration: none;
}
.service-hero-visual { position: relative; }
.service-hero-img-wrap {
    position: relative;
    border-radius: 24px;
    overflow: hidden;
    box-shadow:
        0 0 0 1px rgba(217,154,0,0.25),
        0 0 0 5px rgba(217,154,0,0.08),
        0 25px 60px rgba(0,0,0,0.5);
}
.service-hero-img-wrap::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, transparent 40%, rgba(0,18,40,0.55) 100%);
    z-index: 1;
    pointer-events: none;
    border-radius: 24px;
}
.service-hero-img-wrap img {
    width: 100%;
    height: 380px;
    object-fit: cover;
    display: block;
    border-radius: 24px;
    transition: transform 0.7s cubic-bezier(0.25,1,0.5,1);
}
.service-hero:hover .service-hero-img-wrap img { transform: scale(1.04); }
.sh-img-badge {
    position: absolute;
    bottom: 20px; left: 20px;
    z-index: 2;
    background: rgba(0,20,50,0.88);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border: 1px solid rgba(217,154,0,0.35);
    border-radius: 14px;
    padding: 10px 16px;
    display: flex;
    align-items: center;
    gap: 10px;
}
.sh-img-badge-icon {
    width: 36px; height: 36px;
    border-radius: 10px;
    background: linear-gradient(135deg, #B8860B, #D4AF37);
    display: flex; align-items: center; justify-content: center;
    font-size: 1rem; color: #FFFFFF; flex-shrink: 0;
}
.sh-img-badge-text { display: flex; flex-direction: column; gap: 1px; }
.sh-img-badge-val { font-size: 1rem; font-weight: 800; color: #D99A00; line-height: 1; }
.sh-img-badge-lbl { font-size: 0.68rem; color: rgba(255,255,255,0.6); font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; }
.sh-dot-glow {
    position: absolute;
    top: -18px; right: -18px;
    width: 80px; height: 80px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(217,154,0,0.5) 0%, transparent 70%);
    pointer-events: none;
}
@media (max-width: 768px) {
    .service-hero { padding: 48px 0; }
    .service-hero-inner { grid-template-columns: 1fr; gap: 32px; }
    .service-hero-title { font-size: clamp(1.65rem,6vw,2.2rem); }
    .service-hero-desc { font-size: 0.92rem; margin-bottom: 22px; }
    .service-hero-img-wrap img { height: 240px; }
    .service-hero-stats { gap: 18px; margin-bottom: 24px; }
    .sh-stat-val { font-size: 1.2rem; }
    .service-hero-actions { flex-direction: column; width: 100%; }
    .sh-btn-primary, .sh-btn-secondary { width: 100%; justify-content: center; }
}


/* ══════════════════════════════════════════════════════════════
   HEADER (Glassmorphism)
══════════════════════════════════════════════════════════════ */

#site-header {
    background: rgba(255, 255, 255, 0.96);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-bottom: 1px solid rgba(0, 42, 102, 0.06);
}
#site-header.scrolled {
    box-shadow: 0 4px 24px rgba(0, 42, 102, 0.1);
}

.nav-link {
    color: var(--dark-blue);
    font-weight: 600;
}
.nav-link:hover, .nav-link.active {
    color: var(--gold);
}

.dropdown-menu {
    background: var(--white);
    border: none;
    box-shadow: 0 16px 40px rgba(0, 42, 102, 0.14);
    border-top: 3px solid var(--gold);
    border-radius: 14px;
}
.dropdown-item {
    color: var(--dark-blue);
}
.dropdown-item:hover {
    background: rgba(217, 154, 0, 0.08);
    color: var(--gold);
}

/* ══════════════════════════════════════════════════════════════
   HERO SECTION
══════════════════════════════════════════════════════════════ */

.hero {
    background:
        radial-gradient(ellipse 80% 60% at 70% 50%, rgba(0,42,102,0.04) 0%, transparent 60%),
        radial-gradient(ellipse 60% 80% at 10% 80%, rgba(217,154,0,0.06) 0%, transparent 50%),
        #fff;
    padding: 130px 0 80px;
}

.hero-badge {
    background: linear-gradient(135deg, rgba(217,154,0,0.12), rgba(217,154,0,0.06));
    border: 1px solid rgba(217,154,0,0.3);
    color: #8a6200;
}

.hero-headline .line1 {
    color: var(--dark-blue);
}

.hero-headline .line2 {
    background: linear-gradient(135deg, var(--gold), var(--gold-light), var(--navy));
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
}

/* ══════════════════════════════════════════════════════════════
   HERO AUTO SLIDER STYLES
══════════════════════════════════════════════════════════════ */

.hero-slider-box {
    width: 100%;
    height: 420px;
    position: relative;
    background: #001F4D;
    border-radius: 28px;
    overflow: hidden;
}
.hero-slide {
    position: absolute;
    inset: 0;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.8s ease, transform 0.8s ease;
    transform: scale(1.05);
}
.hero-slide.active {
    opacity: 1;
    visibility: visible;
    transform: scale(1);
}
.hero-slide img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
    border-radius: 28px;
}
.slide-caption {
    position: absolute;
    bottom: 0; left: 0; right: 0;
    background: linear-gradient(to top, rgba(0, 31, 77, 0.92) 0%, rgba(0, 31, 77, 0.6) 60%, transparent 100%);
    padding: 24px 20px 16px;
    color: #FFFFFF;
    display: flex;
    flex-direction: column;
    gap: 2px;
    backdrop-filter: blur(2px);
}
.slide-caption strong {
    font-size: 1.05rem;
    font-weight: 800;
    color: #F0B429;
}
.slide-caption span {
    font-size: 0.78rem;
    color: rgba(255, 255, 255, 0.85);
    font-weight: 500;
}
.hero-slider-dots {
    position: absolute;
    top: 16px; right: 16px;
    display: flex;
    gap: 6px;
    z-index: 10;
    background: rgba(0, 0, 0, 0.4);
    padding: 6px 10px;
    border-radius: 9999px;
    backdrop-filter: blur(6px);
}
.slider-dot {
    width: 8px; height: 8px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.4);
    cursor: pointer;
    transition: all 0.3s ease;
}
.slider-dot.active {
    background: #D99A00;
    width: 20px;
    border-radius: 4px;
}

/* ══════════════════════════════════════════════════════════════
   PRO-MAX PREMIUM SERVICE CARDS — Finance Company Style
══════════════════════════════════════════════════════════════ */

.loan-cards-grid {
    display: grid;
    gap: 24px;
}

.pro-card-3d {
    background: #FFFFFF !important;
    border: 1.5px solid rgba(0, 42, 102, 0.08) !important;
    border-radius: 24px !important;
    padding: 0 !important;
    position: relative !important;
    overflow: hidden !important;
    display: flex !important;
    flex-direction: column !important;
    text-align: center !important;
    text-decoration: none !important;
    box-shadow:
        0 2px 8px rgba(0, 42, 102, 0.06),
        0 8px 24px rgba(0, 42, 102, 0.06) !important;
    transition: transform 0.35s cubic-bezier(0.2, 0.8, 0.2, 1),
                box-shadow 0.35s ease,
                border-color 0.35s ease !important;
}

/* Top accent line */
.pro-card-3d::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 4px;
    background: linear-gradient(90deg, #002266, #D99A00);
    opacity: 0;
    transition: opacity 0.35s ease;
    z-index: 3;
}
.pro-card-3d:hover::before {
    opacity: 1;
}

/* Subtle bg glow on hover */
.pro-card-3d::after {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse 80% 60% at 50% 0%, rgba(217,154,0,0.06) 0%, transparent 70%);
    opacity: 0;
    transition: opacity 0.4s ease;
    z-index: 0;
    pointer-events: none;
}
.pro-card-3d:hover::after {
    opacity: 1;
}

.pro-card-3d:hover {
    border-color: rgba(217, 154, 0, 0.35) !important;
    box-shadow:
        0 4px 16px rgba(0, 42, 102, 0.08),
        0 20px 50px rgba(0, 42, 102, 0.16),
        0 0 0 1px rgba(217, 154, 0, 0.15) !important;
    transform: translateY(-8px) !important;
}

/* Card inner padding wrapper */
.pro-card-inner {
    padding: 24px 22px 20px;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    text-align: left;
    flex: 1;
    position: relative;
    z-index: 2;
}

/* Shine sweep */
.card-shine {
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at var(--mouse-x,50%) var(--mouse-y,50%), rgba(217,154,0,0.12) 0%, transparent 55%);
    pointer-events: none;
    opacity: 0;
    transition: opacity 0.4s ease;
    z-index: 1;
}
.pro-card-3d:hover .card-shine { opacity: 1; }

/* Tag ribbon — top right */
.pro-card-header {
    width: 100%;
    display: flex;
    justify-content: flex-end;
    margin-bottom: 12px;
    position: relative;
    z-index: 2;
}

.pro-category-tag {
    background: linear-gradient(135deg, rgba(217,154,0,0.14), rgba(217,154,0,0.07)) !important;
    border: 1px solid rgba(217,154,0,0.35) !important;
    color: #7a5700 !important;
    font-size: 0.67rem !important;
    font-weight: 800 !important;
    letter-spacing: 0.6px !important;
    padding: 4px 12px !important;
    border-radius: 9999px !important;
    display: inline-flex !important;
    align-items: center !important;
    gap: 4px !important;
    text-transform: uppercase !important;
}

/* Title Row (Icon + Heading in ONE Line) */
.pro-card-title-row {
    width: 100%;
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 14px;
    position: relative;
    z-index: 2;
}

/* Icon — floating square with depth */
.pro-card-icon {
    width: 52px !important;
    height: 52px !important;
    min-width: 52px !important;
    background: linear-gradient(145deg, #001F4D 0%, #002A66 60%, #003380 100%) !important;
    border-radius: 16px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    font-size: 1.35rem !important;
    color: #FFFFFF !important;
    margin: 0 !important;
    box-shadow:
        0 6px 16px rgba(0, 42, 102, 0.25),
        0 0 0 4px rgba(0, 42, 102, 0.06) !important;
    transition:
        transform 0.45s cubic-bezier(0.34, 1.56, 0.64, 1),
        box-shadow 0.4s ease,
        background 0.4s ease !important;
    position: relative !important;
    z-index: 2 !important;
    flex-shrink: 0 !important;
}

.pro-card-3d:hover .pro-card-icon {
    background: linear-gradient(135deg, #D99A00 0%, #F0B429 100%) !important;
    color: #FFFFFF !important;
    transform: scale(1.12) rotate(-5deg) !important;
    box-shadow: 0 10px 24px rgba(217, 154, 0, 0.4), 0 0 0 6px rgba(217, 154, 0, 0.12) !important;
}

/* Title & Description */
.pro-card-title {
    font-size: 1.15rem !important;
    font-weight: 800 !important;
    color: #001F4D !important;
    margin: 0 !important;
    position: relative !important;
    z-index: 2 !important;
    line-height: 1.3 !important;
    text-align: left !important;
}
.pro-card-desc {
    font-size: 0.85rem !important;
    color: #475569 !important;
    line-height: 1.55 !important;
    margin-bottom: 18px !important;
    position: relative !important;
    z-index: 2 !important;
    min-height: 42px !important;
    text-align: left !important;
}

/* Interactive Sub-service Pills */
.pro-tags-wrap {
    display: flex !important;
    flex-wrap: wrap !important;
    gap: 6px !important;
    justify-content: flex-start !important;
    margin-bottom: 24px !important;
    position: relative !important;
    z-index: 2 !important;
}
.pro-sub-tag {
    font-size: 0.72rem !important;
    font-weight: 600 !important;
    background: #F1F5F9 !important;
    color: #002A66 !important;
    padding: 4px 12px !important;
    border-radius: 9999px !important;
    border: 1px solid #E2E8F0 !important;
    transition: all 0.25s ease !important;
}
.pro-card-3d:hover .pro-sub-tag {
    background: rgba(0, 42, 102, 0.06) !important;
    border-color: rgba(0, 42, 102, 0.15) !important;
}
.pro-sub-tag:hover {
    background: #D99A00 !important;
    color: #FFFFFF !important;
    border-color: #D99A00 !important;
    transform: scale(1.08) !important;
}

/* ══════════════════════════════════════════════════════════════
   SECTION 4 — LUXURY SPLIT CARDS (Refined FinTech UI)
══════════════════════════════════════════════════════════════ */
.loan-split-grid {
    display: grid !important;
    grid-template-columns: repeat(2, 1fr) !important;
    gap: 28px !important;
}

.loan-split-grid .loan-split-card:last-child:nth-child(odd) {
    grid-column: 1 / -1 !important;
}

.loan-split-card {
    display: flex !important;
    flex-direction: row !important;
    background: #FFFFFF !important;
    border-radius: 24px !important;
    padding: 16px !important;
    gap: 20px !important;
    box-shadow: 0 10px 30px rgba(0, 42, 102, 0.06), 0 2px 8px rgba(0, 42, 102, 0.04) !important;
    border: 1.5px solid rgba(0, 42, 102, 0.08) !important;
    text-decoration: none !important;
    transition: transform 0.4s cubic-bezier(0.34, 1.56, 0.64, 1), box-shadow 0.4s ease, border-color 0.4s ease !important;
    position: relative !important;
    align-items: stretch !important;
}

.loan-split-card:hover {
    transform: translateY(-8px) !important;
    box-shadow: 0 22px 50px rgba(0, 42, 102, 0.14), 0 4px 12px rgba(212, 175, 55, 0.15) !important;
    border-color: rgba(212, 175, 55, 0.45) !important;
}

.loan-card-media {
    width: 38% !important;
    min-width: 38% !important;
    position: relative !important;
    overflow: hidden !important;
    border-radius: 18px !important;
    background: #001F4D !important;
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.12) !important;
}

.loan-card-media img {
    width: 100% !important;
    height: 100% !important;
    object-fit: cover !important;
    transition: transform 0.7s cubic-bezier(0.25, 1, 0.5, 1) !important;
    display: block !important;
}

.loan-split-card:hover .loan-card-media img {
    transform: scale(1.08) !important;
}

.media-overlay {
    position: absolute !important;
    inset: 0 !important;
    background: linear-gradient(180deg, rgba(0, 20, 50, 0.25) 0%, rgba(0, 20, 50, 0.6) 100%) !important;
}

.media-tag {
    position: absolute !important;
    top: 12px !important;
    left: 12px !important;
    background: rgba(0, 26, 64, 0.85) !important;
    backdrop-filter: blur(8px) !important;
    -webkit-backdrop-filter: blur(8px) !important;
    border: 1px solid rgba(212, 175, 55, 0.45) !important;
    color: #F3C043 !important;
    font-size: 0.66rem !important;
    font-weight: 800 !important;
    text-transform: uppercase !important;
    letter-spacing: 0.6px !important;
    padding: 4px 10px !important;
    border-radius: 9999px !important;
    z-index: 2 !important;
    display: inline-flex !important;
    align-items: center !important;
    gap: 4px !important;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.3) !important;
}

.loan-card-content {
    width: 62% !important;
    padding: 6px 6px 6px 0 !important;
    display: flex !important;
    flex-direction: column !important;
    justify-content: space-between !important;
    text-align: left !important;
}

.loan-card-head-row {
    display: flex !important;
    align-items: center !important;
    gap: 12px !important;
    margin-bottom: 8px !important;
}

.loan-card-icon-pill {
    width: 38px !important;
    height: 38px !important;
    min-width: 38px !important;
    border-radius: 10px !important;
    background: linear-gradient(135deg, #001F4D 0%, #002A66 100%) !important;
    color: #F3C043 !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    font-size: 1rem !important;
    box-shadow: 0 4px 10px rgba(0, 42, 102, 0.2) !important;
    transition: all 0.35s ease !important;
}

.loan-split-card:hover .loan-card-icon-pill {
    background: var(--gold-gradient) !important;
    color: #001F4D !important;
    transform: rotate(-6deg) scale(1.08) !important;
    box-shadow: 0 6px 16px rgba(212, 175, 55, 0.35) !important;
}

.loan-split-title {
    font-size: 1.18rem !important;
    font-weight: 800 !important;
    color: #001F4D !important;
    margin: 0 !important;
    line-height: 1.25 !important;
    font-family: var(--font-head) !important;
}

.loan-split-desc {
    font-size: 0.84rem !important;
    color: #4B5578 !important;
    line-height: 1.55 !important;
    margin: 0 0 14px !important;
}

.pro-tags-wrap {
    display: flex !important;
    flex-wrap: wrap !important;
    gap: 6px !important;
    margin-bottom: 14px !important;
}

.pro-sub-tag {
    font-size: 0.73rem !important;
    font-weight: 600 !important;
    background: #F8FAFC !important;
    color: #002A66 !important;
    padding: 3px 10px !important;
    border-radius: 8px !important;
    border: 1px solid #E2E8F0 !important;
    transition: all 0.25s ease !important;
}

.loan-split-card:hover .pro-sub-tag {
    background: #F1F5F9 !important;
    border-color: #CBD5E1 !important;
}

.pro-sub-tag:hover {
    background: #D99A00 !important;
    color: #FFFFFF !important;
    border-color: #D99A00 !important;
}

.loan-split-footer {
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    padding-top: 12px !important;
    border-top: 1px solid #F1F5F9 !important;
    margin-top: auto !important;
}

.pro-rate-badge {
    display: inline-flex !important;
    align-items: center !important;
    gap: 6px !important;
    background: rgba(212, 175, 55, 0.12) !important;
    border: 1px solid rgba(212, 175, 55, 0.3) !important;
    color: #8A6400 !important;
    padding: 5px 12px !important;
    border-radius: 9999px !important;
    font-size: 0.78rem !important;
    font-weight: 800 !important;
}

.loan-card-cta-btn {
    font-size: 0.82rem !important;
    font-weight: 700 !important;
    background: linear-gradient(135deg, #001F4D 0%, #002A66 100%) !important;
    color: #FFFFFF !important;
    display: inline-flex !important;
    align-items: center !important;
    gap: 6px !important;
    padding: 7px 16px !important;
    border-radius: 9999px !important;
    transition: all 0.3s ease !important;
    box-shadow: 0 4px 12px rgba(0, 42, 102, 0.15) !important;
}

.loan-split-card:hover .loan-card-cta-btn {
    background: var(--gold-gradient) !important;
    color: #001F4D !important;
    box-shadow: 0 6px 18px rgba(212, 175, 55, 0.35) !important;
}

.loan-split-card:hover .loan-card-cta-btn i {
    transform: translateX(4px) !important;
}

/* ══════════════════════════════════════════════════════════════
   SECTION 2 — STATS BAR (Dark Luxury Trust Strip)
══════════════════════════════════════════════════════════════ */
.stats-bar {
    background: linear-gradient(135deg, #00122e 0%, #002255 50%, #00183d 100%) !important;
    border-top: 1px solid rgba(217, 154, 0, 0.35) !important;
    border-bottom: 1px solid rgba(217, 154, 0, 0.25) !important;
    box-shadow: 0 12px 35px rgba(0, 20, 50, 0.35) !important;
    padding: 30px 0 !important;
    position: relative;
    overflow: hidden;
}

.stats-bar::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0; bottom: 0;
    background: radial-gradient(circle at 20% 50%, rgba(217, 154, 0, 0.08) 0%, transparent 50%),
                radial-gradient(circle at 80% 50%, rgba(0, 100, 255, 0.08) 0%, transparent 50%);
    pointer-events: none;
}

.stats-grid {
    display: grid !important;
    grid-template-columns: repeat(4, 1fr) !important;
    gap: 16px !important;
    position: relative;
    z-index: 1;
}

.stat-item {
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 14px !important;
    background: rgba(255, 255, 255, 0.04) !important;
    border: 1px solid rgba(255, 255, 255, 0.08) !important;
    border-radius: 16px !important;
    padding: 16px 18px !important;
    transition: all 0.35s cubic-bezier(0.4, 0, 0.2, 1) !important;
    backdrop-filter: blur(8px) !important;
    -webkit-backdrop-filter: blur(8px) !important;
    border-right: 1px solid rgba(255, 255, 255, 0.08) !important;
}

.stat-item:hover {
    background: rgba(255, 255, 255, 0.08) !important;
    border-color: rgba(217, 154, 0, 0.45) !important;
    transform: translateY(-3px) !important;
    box-shadow: 0 10px 24px rgba(0, 0, 0, 0.25), 0 0 15px rgba(217, 154, 0, 0.15) !important;
}

.stat-icon-wrap {
    width: 46px;
    height: 46px;
    border-radius: 12px;
    background: linear-gradient(135deg, rgba(217, 154, 0, 0.22), rgba(217, 154, 0, 0.06));
    border: 1px solid rgba(217, 154, 0, 0.35);
    display: flex;
    align-items: center;
    justify-content: center;
    color: #F0B429;
    font-size: 1.2rem;
    flex-shrink: 0;
    box-shadow: 0 4px 12px rgba(217, 154, 0, 0.15);
    transition: transform 0.35s ease, background 0.35s ease, color 0.35s ease;
}

.stat-item:hover .stat-icon-wrap {
    transform: scale(1.1) rotate(5deg);
    background: linear-gradient(135deg, #D99A00, #F0B429);
    color: #001F4D;
}

.stat-body {
    display: flex;
    flex-direction: column;
    text-align: left;
}

.stat-number {
    font-family: var(--font-head) !important;
    font-size: clamp(1.45rem, 2.2vw, 1.85rem) !important;
    font-weight: 900 !important;
    color: #FFFFFF !important;
    line-height: 1.1 !important;
    margin-bottom: 3px !important;
    letter-spacing: -0.5px !important;
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.4) !important;
}

.stat-label {
    font-size: 0.72rem !important;
    font-weight: 700 !important;
    color: #94A3B8 !important;
    letter-spacing: 1.2px !important;
    text-transform: uppercase !important;
    line-height: 1.2 !important;
    transition: color 0.3s ease !important;
}

.stat-item:hover .stat-label {
    color: #E2E8F0 !important;
}

/* ══════════════════════════════════════════════════════════════
   SECTION 3 — QUICK ACTION CARDS (Fintech Product Grid)
══════════════════════════════════════════════════════════════ */
.quick-cards {
    background: linear-gradient(180deg, #F1F5F9 0%, #E8EEF5 100%) !important;
    border-bottom: 1px solid #E2E8F0 !important;
    padding: 55px 0 65px !important;
    position: relative;
}

.quick-cards-header {
    text-align: center;
    margin-bottom: 36px;
}

.quick-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: #FFFFFF;
    color: #002A66;
    border: 1px solid rgba(0, 42, 102, 0.12);
    font-size: 0.75rem;
    font-weight: 800;
    letter-spacing: 1.2px;
    text-transform: uppercase;
    padding: 6px 18px;
    border-radius: 9999px;
    margin-bottom: 12px;
    box-shadow: 0 4px 10px rgba(0, 42, 102, 0.05);
}

.quick-badge i {
    color: #D99A00;
}

.quick-cards-header h2 {
    font-size: clamp(1.6rem, 3.2vw, 2.3rem);
    color: #001F4D;
    font-weight: 900;
    margin: 0 0 8px;
    letter-spacing: -0.5px;
}

.quick-cards-header p {
    color: #64748B;
    font-size: 0.95rem;
    max-width: 580px;
    margin: 0 auto;
    line-height: 1.5;
}

.quick-cards-grid {
    display: grid !important;
    grid-template-columns: repeat(4, 1fr) !important;
    gap: 22px !important;
}

.quick-card {
    background: #FFFFFF !important;
    border: 1px solid rgba(0, 42, 102, 0.08) !important;
    border-radius: 24px !important;
    padding: 30px 22px 24px !important;
    text-align: center !important;
    box-shadow: 0 10px 30px -5px rgba(0, 42, 102, 0.07), 0 2px 6px rgba(0, 0, 0, 0.02) !important;
    transition: all 0.4s cubic-bezier(0.34, 1.56, 0.64, 1) !important;
    position: relative !important;
    overflow: hidden !important;
    display: flex !important;
    flex-direction: column !important;
    align-items: center !important;
    justify-content: space-between !important;
    min-height: 310px !important;
    text-decoration: none !important;
}

.quick-card::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: #E2E8F0;
    transition: background 0.3s ease, height 0.3s ease;
}

.quick-card.qc-home:hover::after { background: linear-gradient(90deg, #001F4D, #002A66, #0A3C8A); height: 5px; }
.quick-card.qc-personal:hover::after { background: var(--gold-gradient); height: 5px; }
.quick-card.qc-business:hover::after { background: linear-gradient(90deg, #002A66, #D4AF37); height: 5px; }
.quick-card.qc-vehicle:hover::after { background: linear-gradient(90deg, #D4AF37, #002A66); height: 5px; }

.quick-card:hover {
    transform: translateY(-10px) !important;
    box-shadow: 0 24px 45px -10px rgba(0, 42, 102, 0.16), 0 8px 16px -4px rgba(0, 42, 102, 0.08) !important;
    border-color: rgba(0, 42, 102, 0.14) !important;
}

.quick-card-tag {
    display: inline-block !important;
    font-size: 0.68rem !important;
    font-weight: 800 !important;
    letter-spacing: 0.8px !important;
    text-transform: uppercase !important;
    padding: 5px 14px !important;
    border-radius: 9999px !important;
    margin-bottom: 18px !important;
    transition: all 0.3s ease !important;
}

.qc-home .quick-card-tag { background: rgba(0, 42, 102, 0.08) !important; color: #002A66 !important; border: 1px solid rgba(0, 42, 102, 0.18) !important; }
.qc-personal .quick-card-tag { background: rgba(212, 175, 55, 0.15) !important; color: #8A6508 !important; border: 1px solid rgba(212, 175, 55, 0.35) !important; }
.qc-business .quick-card-tag { background: rgba(0, 42, 102, 0.08) !important; color: #002A66 !important; border: 1px solid rgba(0, 42, 102, 0.18) !important; }
.qc-vehicle .quick-card-tag { background: rgba(212, 175, 55, 0.15) !important; color: #8A6508 !important; border: 1px solid rgba(212, 175, 55, 0.35) !important; }

.quick-card-icon {
    width: 68px !important;
    height: 68px !important;
    border-radius: 20px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    margin: 0 auto 16px !important;
    font-size: 1.7rem !important;
    transition: all 0.4s cubic-bezier(0.34, 1.56, 0.64, 1) !important;
}

.qc-home .quick-card-icon { background: linear-gradient(135deg, #EFF6FF, #DBEAFE) !important; color: #002A66 !important; border: 1px solid #BFDBFE !important; }
.qc-personal .quick-card-icon { background: linear-gradient(135deg, #FFFBEB, #FEF3C7) !important; color: #B8860B !important; border: 1px solid #FDE68A !important; }
.qc-business .quick-card-icon { background: linear-gradient(135deg, #EFF6FF, #DBEAFE) !important; color: #002A66 !important; border: 1px solid #BFDBFE !important; }
.qc-vehicle .quick-card-icon { background: linear-gradient(135deg, #FFFBEB, #FEF3C7) !important; color: #B8860B !important; border: 1px solid #FDE68A !important; }

.quick-card:hover .quick-card-icon {
    transform: scale(1.12) rotate(-4deg) !important;
}
.qc-home:hover .quick-card-icon { background: var(--navy-gradient) !important; color: #FFFFFF !important; box-shadow: 0 10px 22px rgba(0, 42, 102, 0.35) !important; }
.qc-personal:hover .quick-card-icon { background: var(--gold-gradient) !important; color: #FFFFFF !important; box-shadow: 0 10px 22px rgba(212, 175, 55, 0.4) !important; }
.qc-business:hover .quick-card-icon { background: var(--navy-gradient) !important; color: #FFFFFF !important; box-shadow: 0 10px 22px rgba(0, 42, 102, 0.35) !important; }
.qc-vehicle:hover .quick-card-icon { background: var(--gold-gradient) !important; color: #FFFFFF !important; box-shadow: 0 10px 22px rgba(212, 175, 55, 0.4) !important; }

.quick-card-title-row {
    display: flex !important;
    align-items: center !important;
    gap: 14px !important;
    width: 100% !important;
    margin-bottom: 12px !important;
    text-align: left !important;
}

.quick-card-title-row .quick-card-icon {
    width: 52px !important;
    height: 52px !important;
    min-width: 52px !important;
    border-radius: 16px !important;
    font-size: 1.4rem !important;
    margin: 0 !important;
    flex-shrink: 0 !important;
}

.quick-card-title-row h3 {
    font-size: 1.12rem !important;
    font-weight: 800 !important;
    color: #001F4D !important;
    margin: 0 !important;
    text-align: left !important;
    line-height: 1.3 !important;
}

.quick-card p {
    font-size: 0.84rem !important;
    color: #64748B !important;
    line-height: 1.5 !important;
    margin-bottom: 20px !important;
    text-align: left !important;
}

.quick-card .card-cta {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 8px !important;
    font-size: 0.84rem !important;
    font-weight: 800 !important;
    color: #002A66 !important;
    background: #F8FAFC !important;
    border: 1px solid #CBD5E1 !important;
    padding: 9px 22px !important;
    border-radius: 9999px !important;
    transition: all 0.35s ease !important;
    margin-top: auto !important;
}

.quick-card:hover .card-cta {
    background: #002A66 !important;
    color: #FFFFFF !important;
    border-color: #002A66 !important;
    box-shadow: 0 8px 18px rgba(0, 42, 102, 0.25) !important;
    transform: scale(1.04) !important;
}

.quick-card:hover .card-cta i {
    transform: translateX(4px) !important;
    color: #F0B429 !important;
}

.loan-card-icon {
    background: linear-gradient(135deg, rgba(0,42,102,0.06), rgba(217,154,0,0.1));
    color: var(--navy);
}
.loan-card:hover .loan-card-icon {
    background: linear-gradient(135deg, var(--navy), var(--gold));
    color: var(--white);
}

.loan-card h3 {
    color: var(--dark-blue);
}

.loan-card p {
    color: var(--gray-600);
}

/* ══════════════════════════════════════════════════════════════
   EMI CALCULATOR
══════════════════════════════════════════════════════════════ */

.calculator-section {
    background: var(--gray-50);
}
.calculator-card {
    background: var(--white);
    border-radius: 28px;
    box-shadow: 0 20px 60px rgba(0, 42, 102, 0.12);
}
.calc-form {
    background: var(--white);
}
.calc-form h3 {
    color: var(--dark-blue);
}
.calc-result {
    background: linear-gradient(135deg, var(--navy) 0%, var(--dark-blue) 100%);
    color: var(--white);
}
.calc-result-title {
    color: rgba(255, 255, 255, 0.7);
}
.calc-emi-amount {
    color: var(--gold-light);
}
.breakdown-row {
    border-bottom: 1px solid rgba(255, 255, 255, 0.15);
}
.breakdown-row span:first-child {
    color: rgba(255, 255, 255, 0.7);
}

/* ══════════════════════════════════════════════════════════════
   USP HEXAGON SECTION (Navy Rich Dark Contrast - High Visibility)
══════════════════════════════════════════════════════════════ */

.hexy-section {
    background: linear-gradient(150deg, #001238 0%, #001F4D 50%, #002A66 100%) !important;
    padding: 90px 0 !important;
    position: relative !important;
}
.hexy-section .section-title {
    color: #FFFFFF !important;
    font-size: clamp(1.8rem, 3.5vw, 2.5rem) !important;
    font-weight: 800 !important;
}
.hexy-section .section-subtitle {
    color: rgba(255, 255, 255, 0.85) !important;
    font-size: 1rem !important;
}
.hex-grid {
    display: grid !important;
    grid-template-columns: repeat(4, 1fr) !important;
    gap: 24px !important;
    margin-top: 48px !important;
}
.hex-item {
    background: rgba(255, 255, 255, 0.08) !important;
    border: 1px solid rgba(217, 154, 0, 0.35) !important;
    border-radius: 20px !important;
    padding: 30px 20px !important;
    display: flex !important;
    flex-direction: column !important;
    align-items: center !important;
    text-align: center !important;
    transition: all 0.35s cubic-bezier(0.34,1.56,0.64,1) !important;
    opacity: 1 !important;
    visibility: visible !important;
    max-width: 100% !important;
}
.hex-item:hover {
    background: rgba(255, 255, 255, 0.14) !important;
    border-color: #D99A00 !important;
    transform: translateY(-8px) scale(1.03) !important;
    box-shadow: 0 20px 50px rgba(0, 0, 0, 0.4), 0 0 20px rgba(217, 154, 0, 0.25) !important;
}
.hex-icon {
    width: 66px !important; height: 66px !important;
    background: linear-gradient(135deg, #D99A00, #F0B429) !important;
    border-radius: 50% !important;
    display: flex !important; align-items: center !important; justify-content: center !important;
    font-size: 1.5rem !important;
    color: #FFFFFF !important;
    margin-bottom: 16px !important;
    box-shadow: 0 8px 24px rgba(217, 154, 0, 0.4) !important;
    transition: all 0.35s ease !important;
}
.hex-item:hover .hex-icon {
    transform: scale(1.12) rotate(6deg) !important;
    box-shadow: 0 12px 32px rgba(217, 154, 0, 0.6) !important;
}
.hex-item h4 {
    font-size: 1.05rem !important;
    font-weight: 700 !important;
    color: #FFFFFF !important;
    margin-bottom: 8px !important;
}
.hex-item p {
    font-size: 0.85rem !important;
    color: rgba(255, 255, 255, 0.8) !important;
    line-height: 1.5 !important;
}

/* ══════════════════════════════════════════════════════════════
   WHY WE STAND OUT / WHY FEATURES (Side-by-side Icon & Heading Grid)
══════════════════════════════════════════════════════════════ */

.why-features {
    display: grid !important;
    grid-template-columns: repeat(3, 1fr) !important;
    gap: 24px !important;
}

.why-feature {
    background: #FFFFFF !important;
    border: 1.5px solid #E2E8F0 !important;
    border-radius: 22px !important;
    padding: 28px 24px !important;
    display: flex !important;
    flex-direction: column !important;
    align-items: flex-start !important;
    box-shadow: 0 8px 25px rgba(0, 31, 77, 0.04) !important;
    transition: all 0.35s cubic-bezier(0.2, 0.8, 0.2, 1) !important;
}

.why-feature:hover {
    border-color: #D99A00 !important;
    transform: translateY(-6px) scale(1.02) !important;
    box-shadow: 0 20px 45px rgba(0, 42, 102, 0.12) !important;
}

.why-feature-top {
    display: flex !important;
    align-items: center !important;
    gap: 16px !important;
    margin-bottom: 14px !important;
    width: 100% !important;
}

.why-feature-icon {
    width: 52px !important;
    height: 52px !important;
    background: linear-gradient(135deg, #001F4D, #002A66) !important;
    border-radius: 16px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    font-size: 1.25rem !important;
    color: #F0B429 !important;
    margin-bottom: 0 !important;
    flex-shrink: 0 !important;
    box-shadow: 0 6px 18px rgba(0, 42, 102, 0.2) !important;
    transition: transform 0.35s ease !important;
}

.why-feature:hover .why-feature-icon {
    background: linear-gradient(135deg, #D99A00, #F0B429) !important;
    color: #FFFFFF !important;
    transform: scale(1.1) rotate(-6deg) !important;
    box-shadow: 0 10px 24px rgba(217, 154, 0, 0.4) !important;
}

.why-feature-top h4 {
    font-size: 1.05rem !important;
    font-weight: 800 !important;
    color: #001F4D !important;
    margin: 0 !important;
    line-height: 1.35 !important;
}

.why-feature p {
    font-size: 0.86rem !important;
    color: #475569 !important;
    line-height: 1.6 !important;
    margin: 0 !important;
}

/* ══════════════════════════════════════════════════════════════
   BANK CARDS & LOGOS
══════════════════════════════════════════════════════════════ */

.bank-card {
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 12px !important;
    padding: 16px 20px !important;
    background: #FFFFFF !important;
    border: 1.5px solid #E2E8F0 !important;
    border-radius: 16px !important;
    box-shadow: 0 4px 15px rgba(0, 31, 77, 0.03) !important;
    transition: all 0.3s ease !important;
}

.bank-card:hover {
    border-color: #D99A00 !important;
    transform: translateY(-4px) !important;
    box-shadow: 0 12px 30px rgba(0, 42, 102, 0.1) !important;
}

.bank-logo-icon {
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    width: 100% !important;
    max-width: 170px !important;
}

.bank-logo-icon svg {
    max-width: 100% !important;
    width: auto !important;
    height: 40px !important;
    display: block !important;
}

/* ── Founder & Partner Section Responsive Styling ── */
@media (max-width: 768px) {
    .founder-grid-responsive {
        grid-template-columns: 1fr !important;
    }
    .founder-grid-responsive > div:first-child {
        border-right: none !important;
        border-bottom: 1px solid rgba(255,255,255,0.08) !important;
    }
    .founder-stats-grid {
        grid-template-columns: 1fr !important;
        text-align: center !important;
    }
    .partner-hero-grid {
        grid-template-columns: 1fr !important;
        gap: 30px !important;
    }
}

/* ══════════════════════════════════════════════════════════════
   OFFICIAL BRAND LOGO STYLING (HEADER, FOOTER & FAVICON)
══════════════════════════════════════════════════════════════ */

.site-header-logo {
    height: 52px !important;
    width: auto !important;
    max-width: 60px !important;
    object-fit: contain !important;
    flex-shrink: 0 !important;
    filter: drop-shadow(0 4px 10px rgba(0, 31, 77, 0.15)) !important;
    transition: transform 0.35s cubic-bezier(0.34, 1.56, 0.64, 1) !important;
}

.navbar-logo:hover .site-header-logo {
    transform: scale(1.08) rotate(-3deg) !important;
    filter: drop-shadow(0 6px 14px rgba(217, 154, 0, 0.35)) !important;
}

.site-footer-logo {
    height: 48px !important;
    width: auto !important;
    max-width: 55px !important;
    object-fit: contain !important;
    flex-shrink: 0 !important;
    filter: drop-shadow(0 4px 12px rgba(217, 154, 0, 0.3)) !important;
    transition: transform 0.3s ease !important;
}

.site-footer-logo:hover {
    transform: scale(1.08) !important;
}

@media (max-width: 992px) {
    .why-features { grid-template-columns: repeat(2, 1fr) !important; }
}
@media (max-width: 576px) {
    .why-features { grid-template-columns: 1fr !important; }
    .hex-grid { grid-template-columns: 1fr !important; }
}

/* ══════════════════════════════════════════════════════════════
   LEAD FORM SECTION (Rich Navy & Gold Contrast)
══════════════════════════════════════════════════════════════ */

#lead-form {
    background: linear-gradient(135deg, var(--dark-blue), var(--navy));
}
#lead-form h2 {
    color: var(--white) !important;
}
#lead-form h2 span {
    color: var(--gold) !important;
}
#lead-form p {
    color: rgba(255, 255, 255, 0.75) !important;
}

/* ══════════════════════════════════════════════════════════════
   CIBIL BANNER
══════════════════════════════════════════════════════════════ */

.cibil-banner {
    background: linear-gradient(135deg, var(--navy) 0%, var(--dark-blue) 100%);
    box-shadow: 0 20px 60px rgba(0, 42, 102, 0.2);
}
.cibil-content h3 {
    color: var(--white);
}
.cibil-content h3 span {
    color: var(--gold-light);
}
.cibil-content p {
    color: rgba(255, 255, 255, 0.7);
}
.score-circle::before {
    background: var(--dark-blue);
}
.score-text strong {
    color: var(--gold-light);
}
.score-text span {
    color: rgba(255, 255, 255, 0.5);
}

/* ══════════════════════════════════════════════════════════════
   PROCESS STEPS SECTION (Loan Milne Ka Aasaan Tarika - High Visibility)
══════════════════════════════════════════════════════════════ */

.process-section {
    background: linear-gradient(180deg, #F8FAFD 0%, #EEF4FB 50%, #F8FAFD 100%) !important;
    padding: 85px 0 !important;
    position: relative !important;
    overflow: hidden !important;
    border-top: 1px solid rgba(0, 42, 102, 0.06) !important;
    border-bottom: 1px solid rgba(0, 42, 102, 0.06) !important;
}
.process-badge {
    display: inline-flex !important;
    align-items: center !important;
    gap: 8px !important;
    background: #FFFFFF !important;
    border: 1.5px solid rgba(212, 175, 55, 0.45) !important;
    box-shadow: 0 4px 14px rgba(0, 42, 102, 0.06) !important;
    color: #002A66 !important;
    font-size: 0.82rem !important;
    font-weight: 700 !important;
    text-transform: uppercase !important;
    letter-spacing: 0.8px !important;
    padding: 7px 18px !important;
    border-radius: 50px !important;
    margin-bottom: 14px !important;
}
.process-pipeline-wrap {
    position: relative !important;
    z-index: 1 !important;
}
.process-grid {
    display: grid !important;
    grid-template-columns: repeat(4, 1fr) !important;
    gap: 22px !important;
    position: relative !important;
}
.process-grid::before {
    display: none !important;
}
.process-step-card {
    background: #FFFFFF !important;
    border: 1.5px solid #E2E8F0 !important;
    border-radius: 20px !important;
    padding: 26px 20px 22px 20px !important;
    text-align: left !important;
    position: relative !important;
    box-shadow: 0 6px 22px rgba(0, 42, 102, 0.05) !important;
    transition: all 0.35s cubic-bezier(0.34, 1.56, 0.64, 1) !important;
    display: flex !important;
    flex-direction: column !important;
    justify-content: space-between !important;
    overflow: visible !important;
}
.process-step-card:hover {
    transform: translateY(-8px) !important;
    border-color: rgba(212, 175, 55, 0.75) !important;
    box-shadow: 0 16px 36px rgba(0, 42, 102, 0.12), 0 0 0 1px rgba(212, 175, 55, 0.35) !important;
    background: #FFFFFF !important;
}
.process-card-topbar {
    position: absolute !important;
    top: 0 !important;
    left: 20px !important;
    right: 20px !important;
    height: 4px !important;
    background: linear-gradient(90deg, #002A66 0%, #D4AF37 100%) !important;
    border-radius: 0 0 4px 4px !important;
    opacity: 0.3 !important;
    transition: opacity 0.35s ease !important;
}
.process-step-card:hover .process-card-topbar {
    opacity: 1 !important;
}
.process-card-header {
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    margin-bottom: 18px !important;
}
.process-icon-box {
    width: 52px !important;
    height: 52px !important;
    background: linear-gradient(135deg, #00173D 0%, #002A66 100%) !important;
    border-radius: 14px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    color: #D4AF37 !important;
    font-size: 1.25rem !important;
    box-shadow: 0 6px 16px rgba(0, 42, 102, 0.18) !important;
    border: 1px solid rgba(212, 175, 55, 0.3) !important;
    transition: all 0.35s ease !important;
}
.process-step-card:hover .process-icon-box {
    background: linear-gradient(135deg, #B8860B 0%, #D4AF37 50%, #F3C043 100%) !important;
    color: #00173D !important;
    transform: scale(1.06) rotate(3deg) !important;
    box-shadow: 0 8px 20px rgba(212, 175, 55, 0.35) !important;
}
.process-step-pill {
    font-family: 'Poppins', sans-serif !important;
    font-size: 0.74rem !important;
    font-weight: 800 !important;
    letter-spacing: 0.6px !important;
    color: #002A66 !important;
    background: #F1F5F9 !important;
    padding: 4px 11px !important;
    border-radius: 20px !important;
    border: 1px solid #E2E8F0 !important;
    transition: all 0.3s ease !important;
}
.process-step-card:hover .process-step-pill {
    background: #002A66 !important;
    color: #D4AF37 !important;
    border-color: #002A66 !important;
}
.process-card-body {
    flex: 1 !important;
    margin-bottom: 18px !important;
}
.process-card-body h4 {
    font-size: 1.05rem !important;
    font-weight: 700 !important;
    color: #001F4D !important;
    margin-bottom: 8px !important;
    line-height: 1.35 !important;
    font-family: var(--font-head, 'Poppins', sans-serif) !important;
}
.process-card-body p {
    font-size: 0.85rem !important;
    color: #475569 !important;
    line-height: 1.6 !important;
    margin: 0 !important;
}
.process-card-footer {
    border-top: 1px solid #F1F5F9 !important;
    padding-top: 12px !important;
}
.process-tag-pill {
    display: inline-flex !important;
    align-items: center !important;
    gap: 6px !important;
    font-size: 0.75rem !important;
    font-weight: 600 !important;
    color: #002A66 !important;
    background: #F8FAFC !important;
    padding: 4px 10px !important;
    border-radius: 6px !important;
    border: 1px solid #E2E8F0 !important;
}
.process-tag-pill i {
    color: #D4AF37 !important;
    font-size: 0.72rem !important;
}
.process-connector-arrow {
    position: absolute !important;
    right: -16px !important;
    top: 50% !important;
    transform: translateY(-50%) !important;
    width: 30px !important;
    height: 30px !important;
    background: #FFFFFF !important;
    border: 1.5px solid #E2E8F0 !important;
    border-radius: 50% !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    color: #002A66 !important;
    font-size: 0.82rem !important;
    box-shadow: 0 4px 12px rgba(0, 42, 102, 0.08) !important;
    z-index: 3 !important;
    transition: all 0.3s ease !important;
}
.process-step-card:hover .process-connector-arrow {
    background: #002A66 !important;
    color: #D4AF37 !important;
    border-color: #002A66 !important;
    transform: translateY(-50%) translateX(2px) !important;
}
@media (max-width: 991px) {
    .process-grid {
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 20px !important;
    }
    .process-connector-arrow {
        display: none !important;
    }
}
@media (max-width: 576px) {
    .process-grid {
        grid-template-columns: 1fr !important;
    }
    .process-step-card {
        padding: 22px 18px 20px 18px !important;
    }
}

/* ══════════════════════════════════════════════════════════════
   TESTIMONIALS SECTION (What Agra Says About Us - High Visibility)
══════════════════════════════════════════════════════════════ */

.testimonials-section {
    background: #F8FAFC !important;
    padding: 90px 0 !important;
}
.testimonials-slider {
    display: grid !important;
    grid-template-columns: repeat(3, 1fr) !important;
    gap: 24px !important;
}
.testimonial-card {
    background: #FFFFFF !important;
    border-radius: 22px !important;
    padding: 36px 28px !important;
    box-shadow: 0 4px 20px rgba(0, 42, 102, 0.06) !important;
    border: 1px solid #E2E8F0 !important;
    opacity: 1 !important;
    visibility: visible !important;
    transition: all 0.35s ease !important;
}
.testimonial-card:hover {
    border-color: #D99A00 !important;
    box-shadow: 0 16px 50px rgba(0, 42, 102, 0.12) !important;
    transform: translateY(-6px) !important;
}
.testimonial-text {
    font-size: 0.92rem !important;
    color: #334155 !important;
    line-height: 1.8 !important;
    margin-bottom: 20px !important;
    font-style: italic !important;
}
.author-info strong {
    font-size: 0.95rem !important;
    font-weight: 700 !important;
    color: #001F4D !important;
}
.author-info span {
    font-size: 0.78rem !important;
    color: #64748B !important;
}
/* ══════════════════════════════════════════════════════════════
   BANKING PARTNERS SECTION (Our Banking Partners - High Visibility)
══════════════════════════════════════════════════════════════ */

.banks-grid {
    display: grid !important;
    grid-template-columns: repeat(5, 1fr) !important;
    gap: 16px !important;
    margin-top: 40px !important;
}
.bank-card {
    background: #FFFFFF !important;
    border: 1.5px solid #E2E8F0 !important;
    border-radius: 16px !important;
    padding: 22px 16px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    min-height: 85px !important;
    opacity: 1 !important;
    visibility: visible !important;
    box-shadow: 0 4px 14px rgba(0, 31, 77, 0.04) !important;
    transition: all 0.3s cubic-bezier(0.34,1.56,0.64,1) !important;
    cursor: pointer !important;
}
.bank-card:hover {
    border-color: #D99A00 !important;
    box-shadow: 0 12px 30px rgba(0, 42, 102, 0.12) !important;
    transform: translateY(-4px) scale(1.02) !important;
    background: linear-gradient(135deg, #FFFFFF, rgba(217, 154, 0, 0.04)) !important;
}
.bank-name {
    font-size: 0.88rem !important;
    font-weight: 700 !important;
    color: #001F4D !important;
    letter-spacing: 0.5px !important;
    text-align: center !important;
}

@media (max-width: 992px) {
    .service-highlights-grid { grid-template-columns: repeat(2, 1fr) !important; }
}
@media (max-width: 576px) {
    .service-highlights-grid { grid-template-columns: 1fr !important; }
}

/* ══════════════════════════════════════════════════════════════
   PAGE BANNERS
══════════════════════════════════════════════════════════════ */

.page-banner {
    background: linear-gradient(135deg, var(--dark-blue) 0%, var(--navy) 60%, #003a8c 100%);
    padding: 42px 0 30px !important;
    margin-top: 76px !important;
}
.page-banner h1 {
    color: var(--white) !important;
}
.page-banner h1 span {
    color: var(--gold-light) !important;
}
.page-banner p {
    color: rgba(255, 255, 255, 0.65) !important;
}
.breadcrumb {
    color: rgba(255, 255, 255, 0.45) !important;
}
.breadcrumb a {
    color: rgba(255, 255, 255, 0.6) !important;
}

/* ══════════════════════════════════════════════════════════════
   FOOTER (Rich Dark Navy)
══════════════════════════════════════════════════════════════ */

#site-footer {
    background: linear-gradient(150deg, #010d1f 0%, #001132 50%, #001a45 100%) !important;
    padding: 70px 0 0 !important;
}
.footer-col h4 {
    color: rgba(255, 255, 255, 0.85) !important;
}
.footer-col h4::after {
    background: var(--gold) !important;
}
.footer-desc, .footer-contact-item {
    color: rgba(255, 255, 255, 0.45) !important;
}
.footer-links a {
    color: rgba(255, 255, 255, 0.45) !important;
}
.footer-links a:hover {
    color: rgba(255, 255, 255, 0.85) !important;
}
.social-link {
    background: rgba(255, 255, 255, 0.06) !important;
    border: 1px solid rgba(255, 255, 255, 0.08) !important;
    color: rgba(255, 255, 255, 0.5) !important;
}
.social-link:hover {
    background: var(--gold) !important;
    border-color: var(--gold) !important;
    color: #fff !important;
}
.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.06) !important;
}
.footer-copy, .footer-bottom-links a {
    color: rgba(255, 255, 255, 0.35) !important;
}
.footer-bottom-links a:hover {
    color: var(--gold-light) !important;
}

/* ══════════════════════════════════════════════════════════════
   POPUP MODAL
══════════════════════════════════════════════════════════════ */

.popup-modal {
    background: linear-gradient(150deg, #001238 0%, var(--dark-blue) 50%, var(--navy) 100%) !important;
    border: 1px solid rgba(217, 154, 0, 0.2) !important;
}
.popup-header h3 {
    color: #fff !important;
}
.popup-header h3 span {
    color: var(--gold-light) !important;
}
.popup-header p {
    color: rgba(255, 255, 255, 0.55) !important;
}
.popup-close {
    background: rgba(255, 255, 255, 0.08) !important;
    border: 1px solid rgba(255, 255, 255, 0.1) !important;
    color: rgba(255, 255, 255, 0.6) !important;
}
.popup-body .form-control {
    background: rgba(255, 255, 255, 0.06) !important;
    border-color: rgba(255, 255, 255, 0.12) !important;
    color: #fff !important;
}
.popup-body .form-control::placeholder {
    color: rgba(255, 255, 255, 0.3) !important;
}
/* ══════════════════════════════════════════════════════════════
   PARTNER APP & INDIA/AGRA NETWORK MAP SECTION (Urban Money Style)
══════════════════════════════════════════════════════════════ */

.partner-app-section {
    background: #FFFFFF;
    padding: 90px 0;
    position: relative;
    overflow: hidden;
}
.partner-app-grid {
    display: grid;
    grid-template-columns: 1.1fr 1fr;
    gap: 60px;
    align-items: center;
}
.app-download-title {
    font-family: 'Poppins', sans-serif;
    font-size: clamp(2rem, 3.8vw, 3rem);
    font-weight: 800;
    color: var(--dark-blue);
    margin-bottom: 16px;
    line-height: 1.2;
}
.app-download-title span {
    color: #00B074;
}
.app-download-desc {
    color: var(--gray-600);
    font-size: 0.95rem;
    line-height: 1.7;
    margin-bottom: 32px;
    max-width: 520px;
}
.scan-download-block {
    margin-bottom: 36px;
}
.scan-download-block h5 {
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--dark-blue);
    margin-bottom: 16px;
}
.app-store-btns-wrap {
    display: flex;
    align-items: center;
    gap: 20px;
    flex-wrap: wrap;
}
.store-btn {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    background: #000000;
    color: #FFFFFF;
    padding: 10px 20px;
    border-radius: 10px;
    text-decoration: none;
    transition: all 0.3s ease;
    box-shadow: 0 4px 16px rgba(0,0,0,0.15);
}
.store-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 24px rgba(0,0,0,0.3);
    color: #FFFFFF;
}
.store-btn i { font-size: 1.6rem; }
.store-btn-text {
    display: flex;
    flex-direction: column;
}
.store-btn-text small {
    font-size: 0.65rem;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    opacity: 0.75;
}
.store-btn-text strong {
    font-size: 0.95rem;
    font-weight: 700;
    line-height: 1.1;
}
.qr-box-wrap {
    display: flex;
    align-items: center;
    gap: 16px;
}
.qr-divider {
    color: #94A3B8;
    font-size: 0.85rem;
    font-weight: 600;
}
.qr-box {
    width: 80px; height: 80px;
    background: #FFFFFF;
    border: 1.5px solid #E2E8F0;
    border-radius: 12px;
    padding: 6px;
    box-shadow: 0 4px 16px rgba(0,0,0,0.06);
}
.qr-box svg, .qr-box img { width: 100%; height: 100%; object-fit: contain; }

/* Phone Mockups */
.phones-mockup-wrap {
    display: flex;
    align-items: flex-end;
    gap: -30px;
    margin-top: 30px;
    position: relative;
}
.phone-device {
    width: 190px;
    height: 380px;
    background: #000;
    border-radius: 36px;
    padding: 10px;
    box-shadow: 0 25px 60px rgba(0,31,77,0.25);
    border: 3px solid #334155;
    position: relative;
    transition: transform 0.4s ease;
}
.phone-device.phone-1 {
    transform: rotate(-8deg) translateY(10px);
    z-index: 1;
}
.phone-device.phone-2 {
    transform: rotate(5deg) translateX(-30px);
    z-index: 2;
}
.phones-mockup-wrap:hover .phone-1 { transform: rotate(-12deg) translateY(0); }
.phones-mockup-wrap:hover .phone-2 { transform: rotate(8deg) translateX(-20px); }

.phone-screen {
    width: 100%;
    height: 100%;
    border-radius: 28px;
    overflow: hidden;
    background: #F8FAFC;
    padding: 14px 10px;
    display: flex;
    flex-direction: column;
    gap: 8px;
    font-size: 0.7rem;
}
.phone-screen.dark-theme {
    background: #0F172A;
    color: #F8FAFC;
}

/* ══════════════════════════════════════════════════════════════
   PARTNER APP — 3D INDIA REGIONAL MAP & COVERAGE HUBS
══════════════════════════════════════════════════════════════ */
.map-column-wrap {
    position: relative;
    width: 100%;
    display: flex;
    justify-content: center;
    align-items: center;
}

.map-showcase-card {
    width: 100%;
    max-width: 540px;
    background: #FFFFFF;
    border-radius: 28px;
    padding: 24px;
    border: 1.5px solid rgba(0, 42, 102, 0.09);
    box-shadow:
        0 10px 30px rgba(0, 42, 102, 0.06),
        0 25px 60px rgba(0, 42, 102, 0.08);
    position: relative;
    display: flex;
    flex-direction: column;
    align-items: center;
}

.map-visual-wrap {
    width: 100%;
    max-width: 420px;
    position: relative;
    margin: 10px auto 16px;
    border-radius: 20px;
    overflow: hidden;
}

.india-map-3d-img {
    width: 100%;
    height: auto;
    display: block;
    object-fit: contain;
    filter: drop-shadow(0 12px 24px rgba(0, 42, 102, 0.1));
    transition: transform 0.6s cubic-bezier(0.25, 1, 0.5, 1);
}

.map-showcase-card:hover .india-map-3d-img {
    transform: scale(1.03);
}

/* Floating Trust Badges */
.map-trust-badge {
    position: absolute;
    display: flex;
    align-items: center;
    gap: 12px;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    padding: 10px 18px;
    border-radius: 16px;
    box-shadow: 0 10px 28px rgba(0, 42, 102, 0.12), 0 0 0 1px rgba(0, 42, 102, 0.06);
    border: 1px solid rgba(212, 175, 55, 0.35);
    z-index: 10;
    transition: transform 0.35s ease, box-shadow 0.35s ease;
}

.map-trust-badge:hover {
    transform: translateY(-4px) scale(1.03);
    box-shadow: 0 16px 36px rgba(0, 42, 102, 0.18);
}

.map-trust-badge.badge-top-left {
    top: -12px;
    left: -12px;
}

.map-trust-badge.badge-bottom-right {
    bottom: 85px;
    right: -12px;
}

.map-trust-icon {
    width: 38px;
    height: 38px;
    border-radius: 10px;
    background: linear-gradient(135deg, #001F4D, #002A66);
    color: #F3C043;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
    flex-shrink: 0;
}

.map-trust-icon.bank-icon {
    background: var(--gold-gradient);
    color: #001F4D;
}

.map-trust-badge strong {
    display: block;
    font-size: 0.88rem;
    font-weight: 800;
    color: #001F4D;
    line-height: 1.2;
}

.map-trust-badge span {
    font-size: 0.72rem;
    color: #10B981;
    font-weight: 700;
}

/* Regional Cities Strip */
.map-cities-strip {
    width: 100%;
    background: #F8FAFC;
    border-radius: 16px;
    padding: 14px 16px;
    border: 1px solid #E2E8F0;
    margin-top: 6px;
}

.map-cities-title {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.78rem;
    font-weight: 800;
    color: #001F4D;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 10px;
}

.map-cities-pills {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
}

.city-pill-badge {
    font-size: 0.72rem;
    font-weight: 700;
    color: #002A66;
    background: #FFFFFF;
    padding: 4px 10px;
    border-radius: 8px;
    border: 1px solid #CBD5E1;
    transition: all 0.25s ease;
    display: inline-flex;
    align-items: center;
    gap: 4px;
}

.city-pill-badge:hover {
    background: #002A66;
    color: #FFFFFF;
    border-color: #002A66;
    transform: translateY(-2px);
}

.city-pill-badge.hq {
    background: linear-gradient(135deg, #001F4D, #002A66);
    color: #F3C043;
    border-color: #001F4D;
    font-weight: 800;
}

.city-pill-badge.hq:hover {
    background: var(--gold-gradient);
    color: #001F4D;
    border-color: #D4AF37;
}

@media (max-width: 992px) {
    .partner-app-grid { grid-template-columns: 1fr; gap: 40px; }
    .phones-mockup-wrap { justify-content: center; }
    .map-trust-badge.badge-top-left { top: -6px; left: 0; }
    .map-trust-badge.badge-bottom-right { bottom: 95px; right: 0; }
}

/* ══════════════════════════════════════════════════════════════
   REDESIGNED "WHY CHOOSE US" SECTION (Website Theme: Navy & Gold)
══════════════════════════════════════════════════════════════ */
.why-choose-navy-section {
    background: linear-gradient(135deg, #001433 0%, #001F4D 50%, #002A66 100%);
    position: relative;
    padding: 85px 0;
    overflow: hidden;
    color: #FFFFFF;
    border-top: 1px solid rgba(217, 154, 0, 0.15);
    border-bottom: 1px solid rgba(217, 154, 0, 0.15);
}

.why-choose-navy-section .center-aura {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 550px;
    height: 550px;
    background: radial-gradient(circle, rgba(217, 154, 0, 0.12) 0%, rgba(0, 31, 77, 0) 70%);
    border-radius: 50%;
    pointer-events: none;
    z-index: 1;
}

.why-choose-navy-section .bg-light-rays {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 700px;
    height: 700px;
    background: repeating-conic-gradient(from 0deg, rgba(217, 154, 0, 0.02) 0deg 15deg, transparent 15deg 30deg);
    border-radius: 50%;
    pointer-events: none;
    z-index: 1;
}

.why-choose-navy-header {
    text-align: center;
    margin-bottom: 55px;
    position: relative;
    z-index: 2;
}

.why-choose-navy-header .section-title {
    color: #FFFFFF !important;
    font-size: clamp(2rem, 3.2vw, 2.6rem);
    font-weight: 800;
    font-family: var(--font-head);
    margin-bottom: 10px;
}

.why-choose-navy-header .section-title span {
    color: var(--gold);
}

.why-choose-navy-header .section-subtitle {
    color: rgba(255, 255, 255, 0.75) !important;
    font-size: 1.05rem;
    max-width: 620px;
    margin: 0 auto;
}

.why-choose-navy-grid {
    display: grid;
    grid-template-columns: 1fr 310px 1fr;
    gap: 40px;
    align-items: center;
    position: relative;
    z-index: 2;
}

.why-col-left, .why-col-right {
    display: flex;
    flex-direction: column;
    gap: 36px;
}

.why-item-navy {
    display: flex;
    align-items: flex-start;
    gap: 18px;
}

.why-item-navy.right-align {
    flex-direction: row-reverse;
    text-align: right;
}

.why-num-badge-gold {
    width: 54px;
    height: 54px;
    min-width: 54px;
    border-radius: 50%;
    background: linear-gradient(135deg, #F0B429 0%, #D99A00 100%);
    border: 2px solid rgba(255, 255, 255, 0.6);
    font-size: 1.35rem;
    font-weight: 900;
    color: #001F4D;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 6px 20px rgba(217, 154, 0, 0.35);
    font-family: var(--font-head);
    flex-shrink: 0;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.why-item-navy:hover .why-num-badge-gold {
    transform: scale(1.1);
    box-shadow: 0 8px 25px rgba(240, 180, 41, 0.6);
    background: linear-gradient(135deg, #FFFFFF 0%, #F0B429 100%);
}

.why-content-navy h4 {
    font-size: 1.2rem;
    font-weight: 700;
    color: #FFFFFF;
    margin-bottom: 6px;
    font-family: var(--font-head);
    line-height: 1.3;
}

.why-content-navy p {
    font-size: 0.92rem;
    line-height: 1.6;
    color: rgba(255, 255, 255, 0.78);
    font-weight: 400;
}

/* Center Column & Advisor Card */
.why-col-center {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    position: relative;
}

.why-lightbulb-badge {
    position: absolute;
    top: -24px;
    left: 50%;
    transform: translateX(-50%);
    width: 52px;
    height: 52px;
    background: linear-gradient(135deg, #F0B429 0%, #D99A00 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #001F4D;
    font-size: 1.5rem;
    box-shadow: 0 0 25px rgba(240, 180, 41, 0.7), 0 0 10px rgba(255, 255, 255, 0.5);
    animation: goldGlow 2.5s ease-in-out infinite alternate;
    z-index: 6;
    border: 2px solid #FFFFFF;
}

@keyframes goldGlow {
    0% { transform: translateX(-50%) scale(0.96); box-shadow: 0 0 15px rgba(240, 180, 41, 0.5); }
    100% { transform: translateX(-50%) scale(1.1); box-shadow: 0 0 30px rgba(240, 180, 41, 0.9), 0 0 15px rgba(255, 255, 255, 0.8); }
}

.why-advisor-card {
    position: relative;
    width: 270px;
    height: 380px;
    border-radius: 130px 130px 24px 24px;
    overflow: hidden;
    border: 3px solid var(--gold);
    box-shadow: 0 16px 40px rgba(0, 0, 0, 0.5), 0 0 25px rgba(217, 154, 0, 0.2);
    background: #001433;
}

.why-advisor-card img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: top center;
    transition: transform 0.5s ease;
}

.why-advisor-card:hover img {
    transform: scale(1.05);
}

/* Mobile & Tablet Responsiveness */
@media (max-width: 992px) {
    .why-choose-navy-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }
    .why-col-center {
        order: -1;
        margin-bottom: 10px;
    }
    .why-advisor-card {
        width: 240px;
        height: 330px;
    }
    .why-col-right {
        text-align: left;
    }
    .why-item-navy.right-align {
        flex-direction: row;
        text-align: left;
    }
}


/* ══════════════════════════════════════════════════════════════
   PRO-MAX MOBILE RESPONSIVENESS & TOUCH OPTIMIZATION SYSTEM
══════════════════════════════════════════════════════════════ */

/* Prevent horizontal scroll leakage globally */
html, body {
    overflow-x: hidden !important;
    width: 100%;
    max-width: 100vw;
}

/* Touch friendly elements */
a, button, input, select, textarea {
    touch-action: manipulation;
}

/* Table scroll wrapper for mobile */
.table-responsive {
    width: 100%;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    margin-bottom: 20px;
}

/* Mobile Sticky Bottom Action Bar (Ultra-Modern Floating Dock) */
.mobile-bottom-bar {
    display: none;
    position: fixed;
    bottom: 10px;
    left: 12px;
    right: 12px;
    z-index: 9999;
    background: rgba(0, 31, 77, 0.94);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border: 1px solid rgba(255, 255, 255, 0.16);
    border-radius: 18px;
    padding: 7px 8px;
    box-shadow: 0 10px 32px rgba(0, 0, 0, 0.35), 0 2px 8px rgba(0, 31, 77, 0.2);
    gap: 8px;
}

.mobile-bar-btn {
    flex: 1;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    padding: 10px 6px;
    border-radius: 12px;
    font-family: 'Poppins', sans-serif;
    font-size: 0.82rem;
    font-weight: 700;
    text-decoration: none;
    text-align: center;
    transition: all 0.2s cubic-bezier(0.2, 0.8, 0.2, 1);
    letter-spacing: 0.2px;
    user-select: none;
}

.mobile-bar-btn:active {
    transform: scale(0.95);
}

.mobile-bar-btn i {
    font-size: 0.9rem;
    flex-shrink: 0;
}

.mobile-bar-btn.call {
    background: rgba(255, 255, 255, 0.12);
    color: #FFFFFF;
    border: 1px solid rgba(255, 255, 255, 0.2);
    box-shadow: inset 0 1px 1px rgba(255, 255, 255, 0.15);
}
.mobile-bar-btn.call:hover {
    background: rgba(255, 255, 255, 0.2);
    color: #FFFFFF;
}

.mobile-bar-btn.whatsapp {
    background: linear-gradient(135deg, #25D366 0%, #1EAA52 100%);
    color: #FFFFFF;
    box-shadow: 0 4px 14px rgba(37, 211, 102, 0.35);
    border: 1px solid rgba(255, 255, 255, 0.2);
}
.mobile-bar-btn.whatsapp:hover {
    background: linear-gradient(135deg, #2ae06d 0%, #1a9648 100%);
    color: #FFFFFF;
}

.mobile-bar-btn.apply {
    background: linear-gradient(135deg, #B8860B 0%, #F0B429 100%);
    color: #001F4D;
    font-weight: 800;
    box-shadow: 0 4px 14px rgba(217, 154, 0, 0.4);
    border: 1px solid rgba(255, 255, 255, 0.25);
}
.mobile-bar-btn.apply:hover {
    background: linear-gradient(135deg, #c7920c 0%, #f5be38 100%);
    color: #001F4D;
}

/* ══════════════════════════════════════════════════════════════
   LAPTOP / DESKTOP HERO SECTION (Shift Content Upwards)
══════════════════════════════════════════════════════════════ */
@media (min-width: 993px) {
    .hero {
        padding-top: 74px !important;
        padding-bottom: 24px !important;
        min-height: auto !important;
    }
    .hero-inner {
        padding: 16px 0 24px !important;
        min-height: auto !important;
        gap: 44px !important;
        align-items: center !important;
    }
    .hero-badge {
        margin-top: 0 !important;
        margin-bottom: 12px !important;
    }
    .hero-headline {
        margin-bottom: 14px !important;
    }
    .hero-features {
        margin-bottom: 18px !important;
    }
    .hero-subtitle {
        margin-bottom: 20px !important;
    }
    .hero-actions {
        margin-top: 14px !important;
    }
    .hero-slider-box {
        margin-top: 0 !important;
    }
}

/* Media Queries for Screens < 768px */
@media (max-width: 768px) {
    .mobile-bottom-bar {
        display: flex;
        gap: 8px;
    }
    
    /* Adjust floating single CTA buttons when bottom bar is active */
    .floating-cta {
        display: none !important;
    }
    
    #scrollTop {
        bottom: 136px !important;
        right: 16px !important;
    }

    /* Container padding for mobile */
    .container {
        padding-left: 18px !important;
        padding-right: 18px !important;
    }

    /* Form Inputs Zoom Prevention for iOS */
    input, select, textarea {
        font-size: 16px !important;
    }

    /* Section padding */
    .section {
        padding: 50px 0 !important;
    }

    /* Header & Navigation Mobile Polish */
    #site-header {
        padding: 4px 0;
    }
    .navbar {
        padding: 8px 0;
    }
    .site-header-logo {
        height: 38px !important;
        width: auto !important;
    }
    .logo-name {
        font-size: 0.98rem !important;
    }
    .logo-sub {
        display: none !important;
    }

    /* Hero Section Mobile Polish (Moved Content Up) */
    .hero {
        padding-top: 68px !important;
        padding-bottom: 24px !important;
        min-height: auto !important;
        display: block !important;
    }
    .hero-inner {
        padding: 8px 0 16px !important;
        min-height: auto !important;
        gap: 18px !important;
        text-align: center !important;
    }
    .hero-badge {
        margin-top: 4px !important;
        margin-bottom: 12px !important;
        font-size: 0.72rem !important;
        padding: 4px 14px !important;
    }
    .hero-headline {
        font-size: clamp(1.75rem, 6.4vw, 2.35rem) !important;
        line-height: 1.22 !important;
        margin-bottom: 12px !important;
    }
    .hero-features {
        margin-bottom: 16px !important;
    }
    .hero-subtitle {
        font-size: 0.92rem !important;
        margin-bottom: 18px !important;
    }
    .hero-actions {
        flex-direction: column !important;
        width: 100% !important;
        gap: 10px !important;
        margin-top: 8px !important;
    }
    .hero-actions .btn {
        width: 100% !important;
        justify-content: center !important;
        padding: 13px 20px !important;
    }

    /* Quick Cards — Clean & Spacious Mobile Card Layout */
    .quick-cards-grid {
        grid-template-columns: 1fr !important;
        gap: 14px !important;
    }
    .quick-card {
        display: flex !important;
        flex-direction: column !important;
        align-items: flex-start !important;
        text-align: left !important;
        padding: 18px 18px 16px !important;
        border-radius: 20px !important;
        position: relative !important;
        min-height: auto !important;
        box-shadow: 0 4px 16px rgba(0, 42, 102, 0.06) !important;
    }
    .quick-card-tag {
        align-self: flex-start !important;
        margin: 0 0 10px 0 !important;
        font-size: 0.65rem !important;
        font-weight: 800 !important;
        padding: 3px 10px !important;
        border-radius: 9999px !important;
        display: inline-block !important;
        white-space: nowrap !important;
    }
    .quick-card-title-row {
        display: flex !important;
        align-items: center !important;
        gap: 12px !important;
        width: 100% !important;
        margin-bottom: 10px !important;
        text-align: left !important;
    }
    .quick-card-icon {
        width: 44px !important;
        height: 44px !important;
        min-width: 44px !important;
        border-radius: 12px !important;
        font-size: 1.2rem !important;
        margin: 0 !important;
        flex-shrink: 0 !important;
        display: flex !important;
        align-items: center !important;
        justify-content: center !important;
    }
    .quick-card h3 {
        font-size: 1.02rem !important;
        font-weight: 800 !important;
        color: #001F4D !important;
        margin: 0 !important;
        line-height: 1.25 !important;
        text-align: left !important;
    }
    .quick-card p {
        font-size: 0.82rem !important;
        color: #475569 !important;
        line-height: 1.5 !important;
        margin: 0 0 12px !important;
        width: 100% !important;
    }
    .quick-card .card-cta {
        font-size: 0.84rem !important;
        font-weight: 700 !important;
        color: var(--gold-dark) !important;
        display: inline-flex !important;
        align-items: center !important;
        gap: 6px !important;
        margin-top: auto !important;
    }
    .loan-cards-grid,
    .loan-split-grid {
        grid-template-columns: 1fr !important;
        gap: 18px !important;
    }
    .loan-split-card {
        flex-direction: column !important;
        padding: 14px !important;
        gap: 14px !important;
        border-radius: 20px !important;
    }
    .loan-card-media {
        width: 100% !important;
        height: 180px !important;
        min-width: 100% !important;
        border-radius: 14px !important;
    }
    .loan-card-content {
        width: 100% !important;
        padding: 0 !important;
    }
    .loan-split-title {
        font-size: 1.12rem !important;
    }
    .loan-split-desc {
        font-size: 0.82rem !important;
        margin-bottom: 10px !important;
    }

    /* Process Steps Grid */
    .process-grid {
        grid-template-columns: 1fr !important;
        gap: 20px !important;
    }

    /* EMI Calculator Card */
    .calculator-card {
        padding: 20px 16px !important;
        gap: 24px !important;
    }

    /* Lead Form Section */
    .lead-section-grid {
        grid-template-columns: 1fr !important;
        gap: 36px !important;
    }
    .lead-form-card {
        padding: 24px 18px !important;
    }

    /* Partner Banks Grid */
    .banks-grid {
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 12px !important;
    }
    .bank-card {
        padding: 12px 14px !important;
        min-height: 62px !important;
        gap: 10px !important;
        justify-content: flex-start !important;
        border-radius: 14px !important;
    }
    .bank-logo-icon {
        width: 30px !important;
        height: 30px !important;
        min-width: 30px !important;
        flex-shrink: 0 !important;
    }
    .bank-logo-icon svg {
        width: 24px !important;
        height: 24px !important;
        display: block !important;
    }
    .bank-name {
        font-size: 0.86rem !important;
        font-weight: 700 !important;
        color: #001F4D !important;
        text-align: left !important;
        line-height: 1.25 !important;
        word-break: break-word !important;
        flex: 1 !important;
    }

    /* Testimonials & Blog */
    .testimonial-card, .blog-card {
        padding: 20px 16px !important;
    }

    /* Footer adjustments */
    #site-footer {
        padding-bottom: 80px !important; /* Space for sticky bottom bar */
    }
    .footer-grid {
        display: flex !important;
        flex-direction: column !important;
        gap: 28px !important;
    }
    .footer-links-group {
        display: grid !important;
        grid-template-columns: 1fr 1fr !important;
        gap: 20px !important;
    }
}

/* Footer Links Group Desktop */
.footer-links-group {
    display: contents;
}


/* Screens < 480px (Small Mobile Devices) */
@media (max-width: 480px) {
    .quick-cards-grid {
        grid-template-columns: 1fr !important;
        gap: 10px !important;
    }
    .banks-grid {
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 10px !important;
    }
    .bank-card {
        padding: 10px 12px !important;
        min-height: 56px !important;
        gap: 8px !important;
        border-radius: 12px !important;
    }
    .bank-name {
        font-size: 0.82rem !important;
    }
}
/* ══════════════════════════════════════════════════════════════
   TESTIMONIALS — 1 CARD PER VIEW SLIDER
══════════════════════════════════════════════════════════════ */
.testimonials-section {
    background: linear-gradient(180deg, #F8FAFC 0%, #EEF2F7 100%);
    padding: 80px 0;
}

/* Outer wrapper — max width, centered */
.testimonial-slider-wrapper {
    max-width: 820px;
    margin: 0 auto;
    width: 100%;
}

/* This clips the sliding cards */
.testimonials-slider-container {
    width: 100%;
    overflow: hidden;
    border-radius: 20px;
}

/* The flex row of all cards — JS moves it via transform */
.testimonials-slider-track {
    display: flex;
    flex-wrap: nowrap;
    transition: transform 0.5s cubic-bezier(0.25, 1, 0.5, 1);
    will-change: transform;
    cursor: grab;
}
.testimonials-slider-track:active {
    cursor: grabbing;
}

/* Each card = full width of container (set by JS as px) */
.testimonial-card-slide {
    flex: 0 0 100%;
    min-width: 100%;
    width: 100%;
    box-sizing: border-box;
    background: #fff;
    border-radius: 20px;
    padding: 36px 40px;
    box-shadow: 0 10px 40px rgba(0, 31, 77, 0.08);
    border: 1px solid rgba(0, 42, 102, 0.08);
    border-top: 4px solid #D99A00;
}

.testi-card-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 18px;
}

.testi-badge {
    background: rgba(0, 176, 116, 0.1);
    color: #00B074;
    font-size: 0.78rem;
    font-weight: 700;
    padding: 5px 12px;
    border-radius: 9999px;
    display: inline-flex;
    align-items: center;
    gap: 5px;
    border: 1px solid rgba(0, 176, 116, 0.2);
}

.testi-stars {
    display: flex;
    align-items: center;
    gap: 3px;
    color: #D99A00;
    font-size: 0.9rem;
}

.testi-stars span {
    font-weight: 800;
    color: #002266;
    font-size: 0.82rem;
    margin-left: 4px;
}

.testi-quote-icon {
    font-size: 2rem;
    color: rgba(217, 154, 0, 0.18);
    margin-bottom: 10px;
    line-height: 1;
}

.testi-text {
    font-size: 1.05rem;
    line-height: 1.75;
    color: #2D3561;
    margin-bottom: 20px;
}

.testi-loan-tag {
    background: rgba(0, 42, 102, 0.05);
    color: #002266;
    font-size: 0.8rem;
    font-weight: 700;
    padding: 6px 14px;
    border-radius: 8px;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    margin-bottom: 22px;
    border: 1px solid rgba(0, 42, 102, 0.08);
}

.testi-footer {
    display: flex;
    align-items: center;
    gap: 14px;
    padding-top: 18px;
    border-top: 1px solid #F1F5F9;
}

.testi-footer .author-avatar {
    width: 48px;
    height: 48px;
    min-width: 48px;
    border-radius: 50%;
    background: linear-gradient(135deg, #002266 0%, #D99A00 100%);
    color: #fff;
    font-size: 1.2rem;
    font-weight: 800;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 4px 12px rgba(0, 42, 102, 0.2);
    border: 2px solid #fff;
}

.author-name {
    font-size: 1rem;
    font-weight: 700;
    color: #002266;
    margin: 0 0 3px;
}

.author-role {
    font-size: 0.8rem;
    color: #64748B;
}

.author-role small { color: #94A3B8; }

/* Dots — centered below the slider */
.slider-dots {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 10px;
    margin-top: 26px;
}

.slider-dot {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    background: #CBD5E1;
    cursor: pointer;
    transition: all 0.3s ease;
    border: none;
}

.slider-dot:hover { background: #94A3B8; }

.slider-dot.active {
    background: #002266;
    width: 30px;
    border-radius: 12px;
}

/* Hide old arrow buttons */
.slider-arrow { display: none !important; }

/* Mobile */
@media (max-width: 600px) {
    .testimonial-slider-wrapper { max-width: 100%; }
    .testimonial-card-slide { padding: 26px 20px; }
    .testi-text { font-size: 0.95rem; line-height: 1.65; }
}

/* ══════════════════════════════════════════════════════════════
   INDIA MAP REGIONAL COVERAGE SECTION (Desktop Only)
══════════════════════════════════════════════════════════════ */
.india-map-section {
    background: radial-gradient(circle at 80% 20%, #fcfdfe 0%, #f4f7fc 100%);
    padding: 90px 0;
    overflow: hidden;
    position: relative;
    border-top: 1px solid rgba(0, 42, 102, 0.05);
    border-bottom: 1px solid rgba(0, 42, 102, 0.05);
}

.map-section-header {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 60px;
    align-items: center;
}

.map-header-text {
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.map-eyebrow {
    font-size: 0.85rem;
    font-weight: 800;
    color: #D99A00;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    margin-bottom: 16px;
}

.map-header-text h2 {
    font-size: 2.6rem;
    line-height: 1.25;
    color: #002266;
    font-weight: 800;
    margin-bottom: 20px;
}

.map-gold-text {
    color: #D99A00;
    background: linear-gradient(135deg, #D99A00, #F0B429);
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
}

.map-header-text p {
    font-size: 1.05rem;
    color: #5A6988;
    line-height: 1.7;
    margin-bottom: 32px;
    max-width: 580px;
}

/* Stats */
.map-stats-row {
    display: flex;
    align-items: center;
    gap: 30px;
    margin-bottom: 36px;
}

.map-stat {
    display: flex;
    flex-direction: column;
}

.map-stat-num {
    font-size: 2.1rem;
    font-weight: 850;
    color: #002266;
    line-height: 1.1;
}

.map-stat-label {
    font-size: 0.85rem;
    color: #64748B;
    font-weight: 600;
    margin-top: 4px;
}

.map-stat-divider {
    height: 40px;
    width: 1px;
    background: rgba(0, 42, 102, 0.1);
}

/* Area Pills */
.map-area-pills {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-bottom: 36px;
}

.map-area-pill {
    font-size: 0.8rem;
    font-weight: 700;
    background: #FFFFFF;
    color: #002266;
    padding: 8px 18px;
    border-radius: 9999px;
    border: 1px solid rgba(0, 42, 102, 0.08);
    box-shadow: 0 4px 12px rgba(0, 42, 102, 0.03);
    transition: all 0.25s ease;
    cursor: default;
}

.map-area-pill:hover,
.map-area-pill.pill-active {
    background: #002266;
    color: #FFFFFF;
    border-color: #002266;
    box-shadow: 0 8px 20px rgba(0, 34, 102, 0.15);
    transform: translateY(-2px);
}

.map-area-pill.pill-active {
    background: #D99A00;
    border-color: #D99A00;
}

/* Apply CTA */
.map-apply-btn {
    align-self: flex-start;
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: linear-gradient(135deg, #002266 0%, #001A4D 100%);
    color: #FFFFFF !important;
    font-size: 0.95rem;
    font-weight: 700;
    padding: 14px 28px;
    border-radius: 12px;
    text-decoration: none;
    box-shadow: 0 8px 24px rgba(0, 34, 102, 0.2);
    transition: all 0.3s ease;
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.map-apply-btn:hover {
    background: linear-gradient(135deg, #D99A00 0%, #C08800 100%);
    box-shadow: 0 12px 30px rgba(217, 154, 0, 0.3);
    transform: translateY(-3px);
}

/* Visual Map column */
.map-visual-wrap {
    position: relative;
    display: flex;
    justify-content: center;
    align-items: center;
    padding: 20px;
}

.india-svg {
    width: 100%;
    max-height: 480px;
    z-index: 2;
}

.india-path {
    fill: #E9EFF8;
    stroke: #BDD0EA;
    stroke-width: 1.5;
    transition: fill 0.3s ease;
}

.up-path {
    fill: #D99A00;
    stroke: #B58000;
    stroke-width: 1.5;
    fill-opacity: 0.25;
}

.map-glow-ring {
    position: absolute;
    width: 320px;
    height: 320px;
    background: radial-gradient(circle, rgba(217, 154, 0, 0.08) 0%, transparent 70%);
    z-index: 1;
    pointer-events: none;
}

/* Pin styles */
.agra-pin-group circle {
    transform-origin: center;
}

.pulse-ring-1 {
    animation: mapPulse 3s infinite ease-out;
}

.pulse-ring-2 {
    animation: mapPulse 2s infinite ease-out;
}

@keyframes mapPulse {
    0% {
        transform: scale(0.6);
        opacity: 0.9;
    }
    100% {
        transform: scale(1.8);
        opacity: 0;
    }
}

.city-dot {
    cursor: pointer;
}

.city-dot circle {
    transition: all 0.2s ease;
}

.city-dot:hover circle {
    fill: #D99A00;
    r: 6;
}

.city-dot text {
    font-weight: 700;
    fill: #002266;
    filter: drop-shadow(0 2px 4px rgba(255, 255, 255, 0.8));
}

/* Floating info cards on map */
.map-float-card {
    position: absolute;
    background: rgba(255, 255, 255, 0.9);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border: 1px solid rgba(0, 42, 102, 0.08);
    box-shadow: 0 10px 30px rgba(0, 31, 77, 0.08);
    border-radius: 12px;
    padding: 10px 16px;
    display: flex;
    align-items: center;
    gap: 10px;
    z-index: 5;
    animation: floatAnim 6s infinite ease-in-out;
    pointer-events: none;
}

.map-float-card i {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: rgba(217, 154, 0, 0.1);
    color: #D99A00;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.85rem;
}

.map-float-card div {
    display: flex;
    flex-direction: column;
}

.map-float-card strong {
    font-size: 0.78rem;
    color: #002266;
    font-weight: 800;
}

.map-float-card span {
    font-size: 0.68rem;
    color: #00B074;
    font-weight: 700;
}

/* Floating offsets & animations */
.map-float-1 {
    top: 15%;
    left: 5%;
    animation-delay: 0s;
}

.map-float-2 {
    bottom: 20%;
    left: 8%;
    animation-delay: 2s;
}

.map-float-3 {
    top: 40%;
    right: 2%;
    animation-delay: 4s;
}

@keyframes floatAnim {
    0%, 100% {
        transform: translateY(0);
    }
    50% {
        transform: translateY(-8px);
    }
}

/* Laptop/Desktop Only rule */
@media (max-width: 991px) {
    .desktop-only-section {
        display: none !important;
    }
}

/* ══════════════════════════════════════════════════════════════
   PREMIUM HTML OVERLAY MAP PINS
══════════════════════════════════════════════════════════════ */
.map-image-container {
    position: relative;
    width: 100%;
    max-width: 480px;
    margin: 0 auto;
    display: inline-block;
}

.india-map-img {
    width: 100%;
    height: auto;
    display: block;
    filter: drop-shadow(0 12px 30px rgba(0, 31, 77, 0.08));
    transition: all 0.3s ease;
}

.map-pin-html {
    position: absolute;
    transform: translate(-50%, -50%);
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    z-index: 10;
    transition: all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
    cursor: pointer;
}

.map-pin-html:hover {
    z-index: 20;
    transform: translate(-50%, -50%) scale(1.15);
}

/* Central Pin Point */
.pin-point {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: #002266;
    border: 1.5px solid #FFFFFF;
    box-shadow: 0 2px 6px rgba(0, 34, 102, 0.3);
    transition: all 0.2s ease;
}

.map-pin-html:hover .pin-point {
    background: #D99A00;
    box-shadow: 0 0 10px rgba(217, 154, 0, 0.8);
    transform: scale(1.2);
}

/* HQ Agra Highlight */
.hq-point {
    width: 12px;
    height: 12px;
    background: #D99A00;
    border: 2px solid #FFFFFF;
    box-shadow: 0 4px 10px rgba(217, 154, 0, 0.5);
}

.map-pin-html:hover .hq-point {
    background: #002266;
    box-shadow: 0 0 12px rgba(0, 34, 102, 0.8);
}

/* Tooltip style label */
.pin-label {
    font-size: 0.7rem;
    font-weight: 700;
    color: #002266;
    background: rgba(255, 255, 255, 0.95);
    border: 1px solid rgba(0, 42, 102, 0.08);
    padding: 2px 8px;
    border-radius: 4px;
    white-space: nowrap;
    margin-top: 4px;
    box-shadow: 0 4px 12px rgba(0, 31, 77, 0.06);
    pointer-events: none;
    transition: all 0.25s ease;
}

.map-pin-html:hover .pin-label {
    background: #D99A00;
    color: #FFFFFF;
    border-color: #D99A00;
    box-shadow: 0 6px 16px rgba(217, 154, 0, 0.25);
}

/* HQ label always stands out */
.hq-label {
    font-size: 0.76rem;
    color: #FFFFFF;
    background: #002266;
    border-color: #002266;
    box-shadow: 0 6px 16px rgba(0, 34, 102, 0.18);
    padding: 3px 10px;
}

.map-pin-html:hover .hq-label {
    background: #D99A00;
    border-color: #D99A00;
}

/* Pulse Rings */
.pulse-ring {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    border-radius: 50%;
    border: 1.5px solid rgba(217, 154, 0, 0.4);
    pointer-events: none;
    width: 6px;
    height: 6px;
}

.ring-1 {
    animation: htmlPinPulse 2s infinite ease-out;
}

.ring-2 {
    animation: htmlPinPulse 2s infinite ease-out 0.6s;
}

@keyframes htmlPinPulse {
    0% {
        width: 10px;
        height: 10px;
        opacity: 1;
    }
    100% {
        width: 42px;
        height: 42px;
        opacity: 0;
    }
}

/* ── Responsive Rules for Section 2 (Stats) & Section 3 (Quick Cards) ── */
@media (max-width: 992px) {
    .stats-grid {
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 14px !important;
    }
    .quick-cards-grid {
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 16px !important;
    }
}

@media (max-width: 640px) {
    .stats-grid {
        grid-template-columns: 1fr 1fr !important;
        gap: 10px !important;
    }
    .stat-item {
        flex-direction: column !important;
        text-align: center !important;
        padding: 14px 10px !important;
        gap: 8px !important;
    }
    .stat-body {
        text-align: center !important;
    }
    .stat-icon-wrap {
        width: 38px !important;
        height: 38px !important;
        font-size: 1rem !important;
    }
    .stat-number {
        font-size: 1.3rem !important;
    }
    .stat-label {
        font-size: 0.65rem !important;
    }
    .quick-cards-grid {
        grid-template-columns: 1fr !important;
        gap: 16px !important;
    }
}

/* ══════════════════════════════════════════════════════════════
   FAQ ACCORDION COMPONENT (Luxury Card Style)
══════════════════════════════════════════════════════════════ */
.faq-section {
    padding: 70px 0 !important;
    background: #FAF9F6 !important;
}
.faq-accordion-wrap {
    display: flex !important;
    flex-direction: column !important;
    gap: 16px !important;
}
.faq-item {
    background: #FFFFFF !important;
    border-radius: 16px !important;
    border: 1.5px solid #E2E8F0 !important;
    border-left: 5px solid #002A66 !important;
    box-shadow: 0 4px 18px rgba(0, 42, 102, 0.04) !important;
    overflow: hidden !important;
    transition: all 0.3s ease !important;
}
.faq-item:hover {
    border-color: rgba(212, 175, 55, 0.5) !important;
    border-left-color: #D4AF37 !important;
    box-shadow: 0 8px 24px rgba(0, 42, 102, 0.08) !important;
    transform: translateY(-2px);
}
.faq-item.active {
    border-color: rgba(212, 175, 55, 0.6) !important;
    border-left: 5px solid #D4AF37 !important;
    box-shadow: 0 10px 28px rgba(0, 42, 102, 0.1) !important;
}
.faq-item-heading {
    margin: 0 !important;
    padding: 0 !important;
    font-size: 1rem !important;
    font-weight: normal !important;
    line-height: normal !important;
}
.faq-question {
    width: 100% !important;
    background: transparent !important;
    border: none !important;
    padding: 20px 24px !important;
    display: flex !important;
    align-items: center !important;
    gap: 16px !important;
    text-align: left !important;
    cursor: pointer !important;
    font-family: var(--font-head, 'Poppins', sans-serif) !important;
    font-size: 1.03rem !important;
    font-weight: 600 !important;
    color: #001F4D !important;
    transition: color 0.3s ease !important;
}
.faq-question:hover,
.faq-item.active .faq-question {
    color: #002A66 !important;
}
.faq-q-num {
    font-family: var(--font-head, 'Poppins', sans-serif) !important;
    font-size: 0.82rem !important;
    font-weight: 800 !important;
    color: #D4AF37 !important;
    background: linear-gradient(135deg, #00173D 0%, #002A66 100%) !important;
    width: 36px !important;
    height: 36px !important;
    min-width: 36px !important;
    border-radius: 10px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    transition: all 0.3s ease !important;
    flex-shrink: 0 !important;
    box-shadow: 0 2px 6px rgba(0, 42, 102, 0.15) !important;
}
.faq-item.active .faq-q-num {
    background: linear-gradient(135deg, #B8860B 0%, #D4AF37 50%, #F3C043 100%) !important;
    color: #00173D !important;
    box-shadow: 0 4px 12px rgba(212, 175, 55, 0.35) !important;
}
.faq-q-text {
    flex: 1 !important;
    line-height: 1.4 !important;
    color: inherit !important;
    font-size: inherit !important;
    font-weight: inherit !important;
}
.faq-chevron {
    width: 32px !important;
    height: 32px !important;
    min-width: 32px !important;
    border-radius: 50% !important;
    background: #F1F5F9 !important;
    color: #002A66 !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    font-size: 0.8rem !important;
    border: 1px solid #E2E8F0 !important;
    transition: transform 0.35s ease, background 0.35s ease, color 0.35s ease, border-color 0.35s ease !important;
    flex-shrink: 0 !important;
}
.faq-item.active .faq-chevron {
    transform: rotate(180deg) !important;
    background: linear-gradient(135deg, #00173D 0%, #002A66 100%) !important;
    color: #D4AF37 !important;
    border-color: #002A66 !important;
}
.faq-answer {
    overflow: hidden !important;
    transition: max-height 0.4s cubic-bezier(0.4, 0, 0.2, 1) !important;
}
.faq-answer-inner {
    padding: 0 24px 22px 24px !important;
}
.faq-answer-card {
    background: #F8FAFC !important;
    border-radius: 12px !important;
    border: 1px solid #EAEFF5 !important;
    border-left: 4px solid #D4AF37 !important;
    padding: 16px 20px !important;
}
.faq-answer-card p {
    font-size: 0.94rem !important;
    color: #334155 !important;
    line-height: 1.75 !important;
    margin: 0 !important;
}
@media (max-width: 768px) {
    .faq-question {
        padding: 16px 18px !important;
        font-size: 0.96rem !important;
        gap: 12px !important;
    }
    .faq-answer-inner {
        padding: 0 16px 18px 16px !important;
    }
    .faq-answer-card {
        padding: 14px 16px !important;
    }
}

/* ════════════════════════════════════════════════════════════
   QUICK CONTACT CTA STRIP (Desktop & Mobile Optimized)
════════════════════════════════════════════════════════════ */
.quick-contact-strip {
    background: linear-gradient(135deg, #00173D 0%, #002A66 60%, #0A3C8A 100%) !important;
    padding: 44px 0 !important;
    position: relative !important;
    overflow: hidden !important;
    border-top: 1px solid rgba(212, 175, 55, 0.2) !important;
}
.quick-contact-strip::before {
    content: '' !important;
    position: absolute !important;
    top: -80px !important;
    right: -80px !important;
    width: 320px !important;
    height: 320px !important;
    background: radial-gradient(circle, rgba(212, 175, 55, 0.12) 0%, transparent 70%) !important;
    border-radius: 50% !important;
    pointer-events: none !important;
}
.quick-contact-inner {
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    flex-wrap: wrap !important;
    gap: 24px !important;
    position: relative !important;
    z-index: 1 !important;
}
.quick-contact-info {
    flex: 1 1 420px !important;
}
.quick-contact-title {
    color: #FFFFFF !important;
    font-size: clamp(1.35rem, 2.5vw, 1.85rem) !important;
    font-family: var(--font-head, 'Poppins', sans-serif) !important;
    font-weight: 800 !important;
    margin-bottom: 8px !important;
    line-height: 1.25 !important;
}
.quick-contact-title .gold-text {
    color: #F3C043 !important;
}
.quick-contact-meta {
    display: flex !important;
    align-items: center !important;
    flex-wrap: wrap !important;
    gap: 8px 14px !important;
    color: rgba(255, 255, 255, 0.75) !important;
    font-size: 0.88rem !important;
}
.quick-contact-meta .meta-item {
    display: inline-flex !important;
    align-items: center !important;
    gap: 6px !important;
}
.quick-contact-meta .meta-item i {
    color: #D4AF37 !important;
    font-size: 0.82rem !important;
}
.quick-contact-meta .meta-divider {
    color: rgba(255, 255, 255, 0.35) !important;
}
.quick-contact-actions {
    display: flex !important;
    align-items: center !important;
    gap: 12px !important;
    flex-wrap: wrap !important;
}
.quick-contact-actions .btn-action {
    padding: 12px 22px !important;
    font-size: 0.92rem !important;
    font-weight: 700 !important;
    border-radius: 50px !important;
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 8px !important;
    transition: all 0.3s ease !important;
    white-space: nowrap !important;
}
.btn-whatsapp-strip {
    background: rgba(37, 211, 102, 0.15) !important;
    color: #25D366 !important;
    border: 1.5px solid rgba(37, 211, 102, 0.5) !important;
}
.btn-whatsapp-strip:hover {
    background: #25D366 !important;
    color: #FFFFFF !important;
    border-color: #25D366 !important;
    transform: translateY(-2px) !important;
    box-shadow: 0 6px 18px rgba(37, 211, 102, 0.35) !important;
}

/* Mobile Responsiveness */
@media (max-width: 768px) {
    .quick-contact-strip {
        padding: 34px 0 !important;
    }
    .quick-contact-inner {
        flex-direction: column !important;
        align-items: stretch !important;
        gap: 18px !important;
        text-align: center !important;
    }
    .quick-contact-info {
        flex: 1 1 100% !important;
    }
    .quick-contact-title {
        font-size: 1.4rem !important;
        margin-bottom: 8px !important;
    }
    .quick-contact-meta {
        justify-content: center !important;
        font-size: 0.82rem !important;
        gap: 6px 12px !important;
    }
    .quick-contact-actions {
        display: grid !important;
        grid-template-columns: 1fr 1fr !important;
        gap: 10px !important;
        width: 100% !important;
    }
    .quick-contact-actions .btn-action {
        width: 100% !important;
        padding: 12px 14px !important;
        font-size: 0.88rem !important;
        gap: 6px !important;
    }
    .quick-contact-actions .btn-contact-full {
        grid-column: span 2 !important;
    }
}
@media (max-width: 420px) {
    .quick-contact-meta .meta-divider {
        display: none !important;
    }
    .quick-contact-meta {
        flex-direction: column !important;
        gap: 4px !important;
    }
}

/* ════════════════════════════════════════════════════════════
   LUXURY MOBILE NAVIGATION DRAWER
════════════════════════════════════════════════════════════ */
.mobile-nav {
    position: fixed !important;
    top: 0 !important;
    right: 0 !important;
    width: 320px !important;
    max-width: 88vw !important;
    height: 100vh !important;
    background: linear-gradient(180deg, #00173D 0%, #001F4D 60%, #001433 100%) !important;
    z-index: 2000 !important;
    transform: translateX(100%) !important;
    transition: transform 0.35s cubic-bezier(0.34, 1.56, 0.64, 1) !important;
    overflow-y: auto !important;
    display: flex !important;
    flex-direction: column !important;
    box-shadow: -10px 0 40px rgba(0, 0, 0, 0.4) !important;
    border-left: 1px solid rgba(212, 175, 55, 0.25) !important;
    padding: 0 !important;
}
.mobile-nav.open {
    transform: translateX(0) !important;
}
.mobile-nav-header {
    padding: 20px 20px 18px !important;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08) !important;
    display: flex !important;
    justify-content: space-between !important;
    align-items: center !important;
    background: rgba(0, 23, 61, 0.6) !important;
    position: sticky !important;
    top: 0 !important;
    z-index: 2 !important;
}
.mobile-nav-close {
    color: #FFFFFF !important;
    font-size: 1.2rem !important;
    cursor: pointer !important;
    background: rgba(255, 255, 255, 0.1) !important;
    border: 1px solid rgba(255, 255, 255, 0.15) !important;
    width: 36px !important;
    height: 36px !important;
    border-radius: 50% !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    transition: all 0.3s ease !important;
}
.mobile-nav-close:hover {
    background: #D4AF37 !important;
    color: #00173D !important;
    border-color: #D4AF37 !important;
}
.mobile-nav-links {
    padding: 12px 14px !important;
    flex: 1 !important;
}
.mobile-nav-group-title {
    font-size: 0.68rem !important;
    font-weight: 800 !important;
    letter-spacing: 1.2px !important;
    color: #D4AF37 !important;
    text-transform: uppercase !important;
    padding: 14px 10px 6px !important;
    font-family: var(--font-head, 'Poppins', sans-serif) !important;
    opacity: 0.9 !important;
}
.mobile-nav-links a {
    display: flex !important;
    align-items: center !important;
    gap: 12px !important;
    padding: 10px 12px !important;
    font-size: 0.92rem !important;
    font-weight: 600 !important;
    color: #FFFFFF !important;
    text-decoration: none !important;
    border-radius: 12px !important;
    transition: all 0.25s ease !important;
    margin-bottom: 3px !important;
    background: transparent !important;
    border-left: none !important;
    opacity: 1 !important;
    visibility: visible !important;
}
.mobile-nav-links a span:not(.nav-ico) {
    flex: 1 !important;
    color: #FFFFFF !important;
}
.mobile-nav-links a .nav-ico {
    width: 32px !important;
    height: 32px !important;
    min-width: 32px !important;
    background: rgba(212, 175, 55, 0.12) !important;
    border: 1px solid rgba(212, 175, 55, 0.25) !important;
    border-radius: 8px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    color: #D4AF37 !important;
    font-size: 0.86rem !important;
    transition: all 0.25s ease !important;
}
.mobile-nav-links a .nav-arrow {
    font-size: 0.76rem !important;
    color: rgba(255, 255, 255, 0.3) !important;
    transition: all 0.25s ease !important;
}
.mobile-nav-links a:hover,
.mobile-nav-links a.active {
    background: rgba(212, 175, 55, 0.14) !important;
    color: #D4AF37 !important;
    transform: translateX(4px) !important;
}
.mobile-nav-links a:hover span:not(.nav-ico),
.mobile-nav-links a.active span:not(.nav-ico) {
    color: #F3C043 !important;
}
.mobile-nav-links a:hover .nav-ico,
.mobile-nav-links a.active .nav-ico {
    background: #D4AF37 !important;
    color: #00173D !important;
    border-color: #D4AF37 !important;
}
.mobile-nav-links a:hover .nav-arrow,
.mobile-nav-links a.active .nav-arrow {
    color: #D4AF37 !important;
    transform: translateX(2px) !important;
}
.mobile-nav-cta {
    padding: 16px 18px 24px !important;
    border-top: 1px solid rgba(255, 255, 255, 0.08) !important;
    background: rgba(0, 20, 51, 0.8) !important;
}
.mobile-nav-btn {
    border-radius: 50px !important;
    font-size: 0.9rem !important;
    font-weight: 700 !important;
    padding: 12px 18px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 8px !important;
}
.mobile-nav-footer-info {
    text-align: center !important;
    font-size: 0.76rem !important;
    color: rgba(255, 255, 255, 0.55) !important;
    margin-top: 12px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 6px !important;
}

/* ════════════════════════════════════════════════════════════
   BLOG SINGLE & ARTICLE RESPONSIVE STYLING
════════════════════════════════════════════════════════════ */
.blog-single-layout {
    display: grid !important;
    grid-template-columns: 1fr 340px !important;
    gap: 48px !important;
    align-items: start !important;
    width: 100% !important;
}

.blog-main-content {
    width: 100% !important;
    min-width: 0 !important;
}

.blog-featured-img {
    width: 100% !important;
    max-height: 440px !important;
    object-fit: cover !important;
    border-radius: 20px !important;
    margin-bottom: 32px !important;
    box-shadow: 0 10px 35px rgba(0, 31, 77, 0.12) !important;
    border: 1px solid rgba(0, 31, 77, 0.06) !important;
}

.blog-article-body {
    font-size: 1.05rem !important;
    line-height: 1.85 !important;
    color: #2D3748 !important;
    font-family: var(--font-main, 'Inter', sans-serif) !important;
}

.blog-article-body h2 {
    font-family: var(--font-head, 'Poppins', sans-serif) !important;
    font-size: 1.6rem !important;
    font-weight: 800 !important;
    color: #001F4D !important;
    margin: 32px 0 16px !important;
    line-height: 1.35 !important;
}

.blog-article-body h3 {
    font-family: var(--font-head, 'Poppins', sans-serif) !important;
    font-size: 1.3rem !important;
    font-weight: 800 !important;
    color: #001F4D !important;
    margin: 36px 0 16px !important;
    line-height: 1.4 !important;
    padding-bottom: 8px !important;
    border-bottom: 2px solid rgba(212, 175, 55, 0.25) !important;
}

.blog-article-body h4 {
    font-family: var(--font-head, 'Poppins', sans-serif) !important;
    font-size: 1.06rem !important;
    font-weight: 700 !important;
    color: #001F4D !important;
    margin: 22px 0 8px !important;
    line-height: 1.45 !important;
    padding-left: 12px !important;
    border-left: 3px solid #D4AF37 !important;
}

.blog-article-body p {
    margin-bottom: 18px !important;
    color: #374151 !important;
}

.blog-article-body ul, .blog-article-body ol {
    margin: 16px 0 24px 20px !important;
    padding-left: 10px !important;
}

.blog-article-body li {
    margin-bottom: 10px !important;
    color: #374151 !important;
    line-height: 1.7 !important;
}

.blog-article-body strong {
    color: #001F4D !important;
}

.blog-share-card {
    margin-top: 40px !important;
    padding: 24px !important;
    background: #F8FAFC !important;
    border: 1px solid #E2E8F0 !important;
    border-radius: 18px !important;
    display: flex !important;
    align-items: center !important;
    gap: 14px !important;
    flex-wrap: wrap !important;
}

.blog-share-label {
    font-size: 0.9rem !important;
    font-weight: 700 !important;
    color: #001F4D !important;
}

.blog-share-btns {
    display: flex !important;
    align-items: center !important;
    gap: 10px !important;
    flex-wrap: wrap !important;
}

.blog-related-wrap {
    margin-top: 48px !important;
    padding-top: 36px !important;
    border-top: 1px solid #E2E8F0 !important;
}

.blog-related-grid {
    display: grid !important;
    grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)) !important;
    gap: 20px !important;
}

.blog-single-sidebar {
    position: sticky !important;
    top: 100px !important;
    width: 100% !important;
}

.blog-sidebar-cta {
    background: linear-gradient(135deg, #00173D 0%, #002A66 100%) !important;
    border-radius: 20px !important;
    padding: 28px 24px !important;
    margin-bottom: 24px !important;
    color: #FFFFFF !important;
    border: 1px solid rgba(212, 175, 55, 0.25) !important;
    box-shadow: 0 10px 30px rgba(0, 23, 61, 0.15) !important;
}

.blog-sidebar-cta h4 {
    color: #D4AF37 !important;
    margin-bottom: 8px !important;
    font-size: 1.2rem !important;
    font-weight: 800 !important;
}

.blog-sidebar-cta p {
    color: rgba(255, 255, 255, 0.8) !important;
    font-size: 0.86rem !important;
    line-height: 1.6 !important;
    margin-bottom: 20px !important;
}

.blog-sidebar-services {
    background: #F8FAFC !important;
    border-radius: 18px !important;
    padding: 24px 20px !important;
    border: 1px solid #E2E8F0 !important;
}

.blog-sidebar-services h4 {
    color: #001F4D !important;
    margin-bottom: 16px !important;
    font-size: 1rem !important;
    font-weight: 800 !important;
}

.blog-service-link {
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    gap: 10px !important;
    padding: 12px 14px !important;
    font-size: 0.88rem !important;
    font-weight: 600 !important;
    color: #001F4D !important;
    text-decoration: none !important;
    border-radius: 10px !important;
    transition: all 0.25s ease !important;
    margin-bottom: 6px !important;
    background: #FFFFFF !important;
    border: 1px solid #EDF2F7 !important;
}

.blog-service-link:hover {
    background: #001F4D !important;
    color: #D4AF37 !important;
    border-color: #001F4D !important;
    transform: translateX(4px) !important;
}

.blog-service-link .arrow {
    color: #D4AF37 !important;
    font-size: 0.82rem !important;
    transition: transform 0.25s ease !important;
}

.blog-service-link:hover .arrow {
    transform: translateX(3px) !important;
}

/* Mobile & Tablet Responsive for Blog Single & Contact */
@media (max-width: 992px) {
    .blog-single-layout {
        grid-template-columns: 1fr !important;
        gap: 36px !important;
    }
    .blog-single-sidebar {
        position: static !important;
        width: 100% !important;
        margin-top: 16px !important;
    }
    .contact-layout {
        grid-template-columns: 1fr !important;
        gap: 36px !important;
    }
}

@media (max-width: 600px) {
    .blog-article-body {
        font-size: 0.98rem !important;
        line-height: 1.75 !important;
    }
    .blog-article-body h2 {
        font-size: 1.35rem !important;
        margin: 24px 0 12px !important;
    }
    .blog-article-body h3 {
        font-size: 1.12rem !important;
        margin: 20px 0 10px !important;
    }
    .blog-share-card {
        flex-direction: column !important;
        align-items: stretch !important;
        padding: 18px 16px !important;
        gap: 12px !important;
    }
    .blog-share-btns {
        display: grid !important;
        grid-template-columns: 1fr 1fr 1fr !important;
        gap: 8px !important;
        width: 100% !important;
    }
    .blog-share-btns .btn {
        justify-content: center !important;
        padding: 9px 8px !important;
        font-size: 0.78rem !important;
        gap: 4px !important;
    }
    .blog-related-grid {
        grid-template-columns: 1fr !important;
        gap: 16px !important;
    }
    .blog-featured-img {
        max-height: 240px !important;
        margin-bottom: 22px !important;
        border-radius: 14px !important;
    }
}

/* ── Page Banner Spacing & High-Contrast Typography ── */
.blog-post-banner {
    margin-top: 76px !important;
    padding: 32px 0 24px !important;
    background: linear-gradient(145deg, #001230 0%, #001E4D 60%, #002866 100%) !important;
    position: relative !important;
}

.blog-cat-pill {
    display: inline-flex !important;
    align-items: center !important;
    background: linear-gradient(135deg, #D4AF37 0%, #F3C043 100%) !important;
    color: #00173D !important;
    padding: 5px 14px !important;
    border-radius: 9999px !important;
    font-size: 0.76rem !important;
    font-weight: 800 !important;
    margin-bottom: 12px !important;
    text-transform: uppercase !important;
    letter-spacing: 0.8px !important;
    box-shadow: 0 4px 12px rgba(212, 175, 55, 0.4) !important;
    border: none !important;
}

.blog-post-banner h1 {
    color: #FFFFFF !important;
    font-size: clamp(1.6rem, 3.2vw, 2.3rem) !important;
    font-weight: 800 !important;
    line-height: 1.3 !important;
    margin-bottom: 12px !important;
}

.blog-post-meta {
    display: flex !important;
    gap: 20px !important;
    margin-top: 12px !important;
    flex-wrap: wrap !important;
    font-size: 0.88rem !important;
    color: #FFFFFF !important;
    font-weight: 500 !important;
}

.blog-post-meta span {
    display: inline-flex !important;
    align-items: center !important;
    gap: 7px !important;
    color: #FFFFFF !important;
}

.blog-post-meta span i {
    color: #F3C043 !important;
    font-size: 0.95rem !important;
}

.blog-post-banner .breadcrumb {
    display: flex !important;
    align-items: center !important;
    gap: 8px !important;
    margin-bottom: 10px !important;
    font-size: 0.84rem !important;
    color: rgba(255, 255, 255, 0.85) !important;
}

.blog-post-banner .breadcrumb a {
    color: rgba(255, 255, 255, 0.85) !important;
    text-decoration: none !important;
}

.blog-post-banner .breadcrumb a:hover {
    color: #F3C043 !important;
}

.blog-post-banner .breadcrumb .sep {
    color: rgba(212, 175, 55, 0.6) !important;
}

.blog-post-banner .breadcrumb span:last-child {
    color: #F3C043 !important;
    font-weight: 600 !important;
}

.blog-single-section {
    padding: 24px 0 65px !important;
}

@media (max-width: 768px) {
    .page-banner {
        margin-top: 64px !important;
        padding: 18px 0 14px !important;
    }
    .blog-post-banner {
        margin-top: 64px !important;
        padding: 16px 0 14px !important;
    }
    .blog-single-section {
        padding: 14px 0 45px !important;
    }
    .blog-post-banner h1 {
        font-size: 1.32rem !important;
        line-height: 1.3 !important;
        margin-bottom: 8px !important;
    }
    .blog-cat-pill {
        padding: 4px 11px !important;
        font-size: 0.7rem !important;
        margin-bottom: 8px !important;
    }
    .blog-post-meta {
        gap: 8px 14px !important;
        margin-top: 6px !important;
        font-size: 0.78rem !important;
    }
    .blog-post-banner .breadcrumb {
        margin-bottom: 6px !important;
        font-size: 0.75rem !important;
    }
}

/* ══════════════════════════════════════════════════════════════
   HIGH-CONVERSION CRO COMPONENTS (WhatsApp Pill, Live Social Proof & Micro-Validation)
   ══════════════════════════════════════════════════════════════ */

/* ── 1. Floating WhatsApp Conversion Pill ────────────────────── */
.floating-whatsapp-pill {
    position: fixed;
    bottom: 28px;
    right: 28px;
    z-index: 999;
    display: flex;
    align-items: center;
    gap: 12px;
    background: linear-gradient(135deg, #00173D 0%, #002A66 100%);
    border: 1.5px solid rgba(212, 175, 55, 0.5);
    padding: 10px 18px 10px 12px;
    border-radius: 50px;
    box-shadow: 0 10px 30px rgba(0, 23, 61, 0.4), 0 0 15px rgba(37, 211, 102, 0.2);
    text-decoration: none;
    transition: all 0.35s cubic-bezier(0.34, 1.56, 0.64, 1);
    animation: floatWa 3.5s ease-in-out infinite;
}
.floating-whatsapp-pill:hover {
    transform: translateY(-4px) scale(1.04);
    border-color: #25D366;
    box-shadow: 0 15px 35px rgba(0, 23, 61, 0.5), 0 0 25px rgba(37, 211, 102, 0.4);
}
.wa-icon-wrap {
    width: 40px;
    height: 40px;
    min-width: 40px;
    background: #25D366;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #FFFFFF;
    font-size: 1.35rem;
    position: relative;
    box-shadow: 0 4px 12px rgba(37, 211, 102, 0.4);
}
.wa-online-pulse {
    position: absolute;
    top: 0;
    right: 0;
    width: 12px;
    height: 12px;
    background: #22C55E;
    border: 2px solid #00173D;
    border-radius: 50%;
    animation: waPulse 1.8s infinite;
}
@keyframes waPulse {
    0% { box-shadow: 0 0 0 0 rgba(34, 197, 94, 0.7); }
    70% { box-shadow: 0 0 0 8px rgba(34, 197, 94, 0); }
    100% { box-shadow: 0 0 0 0 rgba(34, 197, 94, 0); }
}
@keyframes floatWa {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-5px); }
}
.wa-text-wrap {
    display: flex;
    flex-direction: column;
    line-height: 1.25;
}
.wa-title {
    font-family: var(--font-head, 'Poppins', sans-serif);
    font-size: 0.86rem;
    font-weight: 700;
    color: #FFFFFF;
}
.wa-sub {
    font-size: 0.72rem;
    font-weight: 600;
    color: #F3C043;
    letter-spacing: 0.3px;
}

/* ── 2. Live Social Proof Activity Toast ─────────────────────── */
.live-activity-toast {
    position: fixed;
    bottom: 28px;
    left: 28px;
    z-index: 998;
    background: rgba(0, 23, 61, 0.95);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border: 1.5px solid rgba(212, 175, 55, 0.4);
    border-radius: 16px;
    padding: 14px 18px;
    display: flex;
    align-items: center;
    gap: 14px;
    max-width: 380px;
    box-shadow: 0 16px 40px rgba(0, 0, 0, 0.4), 0 0 20px rgba(212, 175, 55, 0.15);
    transform: translateY(120px) scale(0.9);
    opacity: 0;
    visibility: hidden;
    transition: all 0.4s cubic-bezier(0.34, 1.56, 0.64, 1);
    pointer-events: auto;
}
.live-activity-toast.show {
    transform: translateY(0) scale(1);
    opacity: 1;
    visibility: visible;
}
.toast-dismiss {
    position: absolute;
    top: 8px;
    right: 10px;
    background: transparent;
    border: none;
    color: rgba(255, 255, 255, 0.5);
    font-size: 0.8rem;
    cursor: pointer;
    padding: 4px;
    line-height: 1;
    transition: color 0.2s ease;
}
.toast-dismiss:hover {
    color: #FFFFFF;
}
.toast-avatar {
    width: 42px;
    height: 42px;
    min-width: 42px;
    background: linear-gradient(135deg, #001F4D 0%, #002A66 100%);
    border: 1.5px solid #D4AF37;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #F3C043;
    font-size: 1.15rem;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.3);
}
.toast-content {
    flex: 1;
    min-width: 0;
}
.toast-title-row {
    display: flex;
    align-items: center;
    gap: 8px;
    margin-bottom: 3px;
}
.toast-name {
    font-family: var(--font-head, 'Poppins', sans-serif);
    font-weight: 700;
    font-size: 0.85rem;
    color: #FFFFFF;
}
.toast-loc {
    font-size: 0.72rem;
    color: #94A3B8;
}
.toast-msg {
    margin: 0;
    font-size: 0.82rem;
    color: rgba(255, 255, 255, 0.9);
    line-height: 1.35;
}
.toast-msg strong {
    color: #F3C043;
}
.toast-time {
    display: block;
    font-size: 0.7rem;
    color: #64748B;
    margin-top: 4px;
}

/* ── 3. Realtime Phone Input Live Validation ──────────────────── */
.form-control.is-valid {
    border-color: #22C55E !important;
    background-color: rgba(34, 197, 94, 0.04) !important;
    box-shadow: 0 0 0 3px rgba(34, 197, 94, 0.15) !important;
}
.form-control.is-invalid {
    border-color: #EF4444 !important;
    background-color: rgba(239, 68, 68, 0.04) !important;
    box-shadow: 0 0 0 3px rgba(239, 68, 68, 0.15) !important;
}
.form-phone-helper {
    font-size: 0.75rem;
    margin-top: 5px;
    display: block;
    font-weight: 600;
    transition: all 0.2s ease;
}
.form-phone-helper.valid {
    color: #16A34A;
}
.form-phone-helper.invalid {
    color: #DC2626;
}

/* ── 4. EMI Calculator Dynamic Apply CTA ──────────────────────── */
.calc-apply-cta-box {
    margin-top: 20px;
    padding-top: 16px;
    border-top: 1px dashed rgba(212, 175, 55, 0.3);
    text-align: center;
}
.calc-apply-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    width: 100%;
    padding: 13px 20px;
    background: linear-gradient(135deg, #B8860B 0%, #D4AF37 50%, #F3C043 100%);
    color: #00173D;
    font-family: var(--font-head, 'Poppins', sans-serif);
    font-weight: 800;
    font-size: 0.95rem;
    border-radius: 12px;
    text-decoration: none;
    box-shadow: 0 6px 20px rgba(212, 175, 55, 0.35);
    transition: all 0.3s ease;
    animation: pulseCta 2.5s infinite;
}
.calc-apply-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 25px rgba(212, 175, 55, 0.5);
    color: #00173D;
}
@keyframes pulseCta {
    0%, 100% { box-shadow: 0 6px 20px rgba(212, 175, 55, 0.35); }
    50% { box-shadow: 0 8px 28px rgba(212, 175, 55, 0.6), 0 0 12px rgba(243, 192, 67, 0.5); }
}

/* Responsive adjustment for floating widgets: Hide floating WhatsApp pill on mobile since mobile has sticky bottom action bar */
@media (max-width: 768px) {
    .floating-whatsapp-pill {
        display: none !important;
    }
    .live-activity-toast {
        bottom: 74px;
        left: 12px;
        right: 12px;
        max-width: calc(100% - 24px);
        padding: 10px 14px;
    }
}