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Vehicle Loans in India

Financing solutions for new & pre-owned cars, as well as commercial vehicles in India

⚡ INDIA'S NO. 1 FINANCIAL CONSULTANT

Why Choose Trust India Finserv?

15,000+ borrowers ka vishwas – Lowest interest rates, zero hidden charges aur doorstep document pickup.

BEST RATE

Lowest Interest Rates

SBI, HDFC, ICICI, Axis aur 95+ top banks ke rates compare karke sabse kam EMI par loan dilwayein.

FAST DISBURSAL

Same-Day Approval

Minimal paperwork aur fast digital verification. Aapki file 24 ghante ke andar process aur approve hoti hai.

FREE PICKUP

Doorstep Service & Digital Process

Hamare advisor aur dedicated digital assistance ke saath doorstep document pickup aur instant processing payein.

100% TRANSPARENT

Zero Hidden Charges

Transparent process, zero hidden fees. Dedicated loan advisor assigned for complete end-to-end guidance.

Need Loan Guidance in India?

Talk to our senior loan advisor or check your loan eligibility in just 2 minutes!

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Vehicle Loans in India

Drive Your Dream Car with Lowest EMI

New & used cars, commercial trucks, buses, autos – lowest interest rate pe vehicle financing across India. Same-day pre-approval, doorstep service.

8.75%
Starting Rate
₹1 Cr
Max Loan
7 Yrs
Max Tenure
24 Hrs
Approval
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Vehicle Loan in India
100% Financing
New Car Loan

Car Loan in India

New and pre-owned car financing for salaried and self-employed individuals across all major car brands like Maruti, Hyundai, Honda, Tata, and Mahindra.

✅ Key Features

  • New car loan up to 100% on-road price
  • Used car loan up to 80% of car value
  • Salaried & self-employed both eligible
  • Loan amount from ₹1 Lakh to ₹1 Crore
  • Lowest monthly EMI starting rates
  • Flexible repayment tenure from 1 to 7 years
  • Tie-ups with all major car dealerships across India
  • No additional collateral needed (vehicle acts as security)

📄 Documents Required

  • Aadhaar Card + PAN Card
  • Last 3 months salary slip (salaried)
  • 6 months bank statement
  • Driving License
  • Car quotation / RC (used car)
  • Income proof (ITR for self-employed)
Apply for Car Loan

Car Loan Details

Interest RateFrom 8.75% p.a.
Max AmountUp to ₹1 Crore
Tenure1 – 7 Years
FinancingUp to 100% (New)
Processing Time24 – 48 Hours
ForeclosureAfter 6 EMIs

Commercial Vehicle Loan in India

Trucks, buses, autos, tempos – logistics, tourism aur transport operators ke liye commercial vehicle financing across India. Naya ya reconditioned vehicle dono ke liye.

✅ Key Features

  • Trucks – LCV, MCV, HCV – all sizes
  • Auto rickshaw & tempo financing
  • School buses & staff buses
  • Tourist vehicles & taxi fleet
  • Up to 90% on-road financing
  • Repayment tenure up to 7 years
  • New & reconditioned vehicles
  • Fleet owner loans at special rates
  • Transport companies ko priority
  • CIBIL 650+ se bhi loan possible

📄 Documents Required

  • Aadhaar + PAN (Owner)
  • Vehicle route permit / commercial license
  • Last 2 years ITR
  • Bank statement 6 months
  • Vehicle quotation
  • Existing vehicle RC (if fleet owner)
Apply for CV Loan

CV Loan Details

Interest RateFrom 9.50% p.a.
Max AmountUp to ₹2 Crore
TenureUp to 7 Years
FinancingUp to 90% On-Road
Vehicle TypesAll Commercial
Processing Time2 – 5 Days

Apply for Vehicle Loan in India

Frequently Asked Questions

FAQs About Car & Vehicle Loans in India

Clear answers regarding new car loans, used car finance, and commercial vehicle loans in India.

Through our partner banks, we offer up to 100% on-road financing (covering ex-showroom price, RTO registration, and comprehensive insurance), allowing you to purchase your new car with minimal or zero down payment.

You can secure up to 80% of the certified market valuation for pre-owned cars. Typically, vehicles up to 8 to 10 years old are eligible for second-hand car loan financing.

Yes, commercial vehicle loans require a valid commercial driving license, route permit (or new allotment letter), and regional address proof. Special fleet financing packages are available for Agra tour operators and logistics businesses.

New car and commercial vehicle loans offer flexible repayment tenures ranging from 1 to 7 years (up to 84 months), ensuring manageable and affordable monthly EMIs.

No! The purchased vehicle itself is hypothecated as security to the lending bank, so no external property collateral or third-party guarantor is generally required.

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Rajesh S. Kamla Nagar, Agra

Got ₹45 Lakh Home Loan Sanctioned @ 8.35%

3 mins ago • Verified